Credit Officer - London, United Kingdom - eFinancialCareers

eFinancialCareers

Verified Company

London, United Kingdom

2 weeks ago

Posted by:

Tom O´Connor

beBee Recruiter

Description

At Lloyds Banking Group, we have a clear purpose; to help Britain prosper and to become the best Financial Services provider for our customers.

Through our brands, our Group has a relationship with just about every household and community in the UK.

We underpinthe lives of millions of individuals and businesses and play a key role in helping to build a growing UK economy.

Here in Financial Institutions Credit, in the Risk division, we're passionate about risk management, and we want to support our business partners in building a sustainable business with strong and long-term clients.

We love to ask questions, challenge existing ways of working, and always look for ways to simplify things, so we can focus on what matters.

We see ourselves as business enablers. We're enthusiastic about our people, and have a keen focus on empowerment,career progression, learning & development and work-life balance.

What you'll be doing:

As a Credit Officer in FI Credit, you'll get to work on a range of exciting sectors and products as an important member of the encouraging Specialist Non-Bank FI Credit Team.

Initially your focus will be on NBFIs, especially Insurance and Specialist Financecompanies - meaning you'll undertake credit analysis and make recommendations on lending to clients in these sectors.

And in time you'll be empowered to make important decisions with a sizeable delegated credit authority.

When you're ready, you'll collaborate on other FI portfolios, such as Central Clearing Counterparties, Securitisations, Banks and Funds.

If you're new to some of these sectors, we'll help you to learn how to analyse these captivating industries and makewell-reasoned recommendations to senior sanctioners.

Here's where you'll make a difference:

Running your own portfolio and using your insight to incorporate a forward view of horizon risks in your credit papers and discussions with partners.
Proactively contributing to sector strategy and appetite, credit policies and processes for your own and the wider portfolio.
Building positive relationships to become a trusted business partner for our wellregarded Coverage and Product colleagues and helping drive collegiate working across FI Credit.
Taking ownership of data integrity and championing simplification initiatives.

And we understand that traditional working hours don't suit everyone, so you'll have opportunities to undertake your role in an agile and flexible way, for example working non-standard hours or homeworking on a regular basis.

Essential:

A sound understanding of the credit risk assessment of Non-Bank Financial Institutions or other larger corporates, gained in a first or second line Credit role or closelyrelated field
Robust understanding of FI sectors and products, ideally with experience of credit in either Insurance or Specialist Finance
Strong written and oral communications skills able to present complexity in an understandable way
Comfortable with numerical analysis
An enthusiastic teammate able to build strong partnerships beyond the team

Does this sound like you?
If so, then please get in touch - we'd love to hear from you

In return for bringing us your passion and engagement, you'll enjoy our total dedication to your ongoing personal and professional development.

We'll help you perform at your best today, so you can fulfil all your potential in the future.

What can we offer you?
You'll be rewarded with excellent benefits, personal development and a career that's enriching and full of opportunity

As well as a competitive salary, you'll receive:

A Discretionary Performance Share Award
Generous pension contribution
30 Days leave plus Bank Holidays
A choice of goods and services at highly competitive rates and, in some cases, offering tax and NI savings
Private health cover
Share schemes

We're committed to building a workforce which reflects the diversity of the customers and communities we serve, and to building an inclusive environment where all our colleagues can be themselves and succeed on merit.

We support the principles of agile workingand are happy to consider flexible working arrangements. We're an equal opportunity employer and deeply value diversity within our organisation.

Together we make it possible