Associate Director, Real Estate - Edinburgh, United Kingdom - Lloyds Banking Group

Lloyds Banking Group

Verified Company

Edinburgh, United Kingdom

3 weeks ago

Posted by:

Tom O´Connor

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Description

End Date

Thursday 30 March 2023

Salary Range

£65,320 - £81,650

Agile Working Options

Other Agile Working Arrangements / Open to Discussion

Job Description Summary

With over five million customers, and having celebrated our 200th anniversary in 2015, Scottish Widows is one of the UK's most trusted Life, Pensions and Investments providers.

We want to ensure this success continues and grows, and in Insurance, Pensions & Investments we contribute to this success by providing critical services to our customers and supporting them with their Insurance needs, whilst ensuring the customer is at the heart of our business.

Job Description:

An exciting opportunity has arisen for a highly motivated individual to join Scottish Widows within the Real Estate & Housing Team as an Associate Director with responsibility for origination, structuring and transacting of Social Housing loan investments.

The RE&H Team (currently 12 people) sits within the growing Loan Investments Team which is tasked with optimising the return on the annuity investment portfolio, a key priority of Lloyds Banking Group Insurance Division.

The Team is targeted with the sourcing, execution and ongoing management of high value loans principally across the Commercial Real Estate and Social Housing sectors.

A real contributor to Helping Britain Prosper

We're looking for a colleague who is keen to learn and develop and who thrives on new challenges.

This is a real exciting opportunity to be part of a team sourcing, assessing and completing loan investment opportunities in the Social Housing sector.

Some of the activities you'll be involved in are:

Originating, negotiating/structuring and recommending new investments, identifying risk and assessing vs appetite.
Building trust with clients, prospective clients and advisors. Demonstrating engagement, understanding and a desire to get things done.
Leading the negotiation of the price and terms of proposed loan investments.
Liaison with other areas of Lloyds Banking Group, third-party introducers and directly with clients in the direct origination of new investments.
Collaborate with multiple partners, influencing and securing support for investment proposals, advising teams of the characteristics of specific transactions whilst understanding the financial implications and return dynamics.
Building the market profile of Scottish Widows with internal and external partners, advisors and potential clients.

Experience and knowledge in at least some of the following areas is desired:

An understanding of the UK social and affordable housing and/or commercial real estate sectors would be advantageous
Understanding of credit risk and credit rating metrics/methodology
Investment execution:

transacting opportunities from origination to investment closing, including credit analysis and approval, due diligence and negotiation of legal documentation.- Able to think creatively to solve complex legal, structuring and regulatory challenges.- Understand the implications of external factors on Team proposition and being able to identify trends and opportunities.- Confidence to be able to challenge the status quo and seize opportunities for improvement.- Strong commercial judgement, able to see through complexity and understand the key drivers of a transaction.- A practical, hands-on approach to getting things done.- A good knowledge of the macroeconomic and credit markets.- Ability to prioritise tasks and make effective judgements about the importance of competing needs.

Location and Ways of Working

Our team are predominately based in Edinburgh therefore we'll need you to be here for this role.

So, what can we offer you in return?

In return for your expertise, your ongoing personal and professional development will be supported. Here, you'll grow as a person and develop your career.

As well as a competitive salary, you'll receive:

A Discretionary Performance Share Award
Generous pension contribution
30 Days leave plus bank holidays
A flexible cash pot (4% of base salary) to spend on benefits
Private health cover
Access to Share Schemes

Together we make it possible.

At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities.

With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.

We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve.

Together we're building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.