Underwriter - Blackburn, United Kingdom - BROOKE HARRISON RECRUITMENT LIMITED
Description
_Underwriter_
Our client is a trailblazing, award-winning company, specialising in offering tailor-made finance options to suit customer needs.
We pride ourselves in delivering excellent customer service which means our nationwide, loyal customer base return to us year on year.
Salary; £22,000 - £24,000 basic (dependent on experience) OTE £30k
Location; Blackburn Offices
Full-time, permanent position
Hours; 8:30am -5:30pm or 8am - 5pm no weekends
_Responsibilities as an Underwriter;_
- Underwrite all customer types and score bands within defined procedural guidelines.
- Ensuring all Underwriting department Service Level Agreements are fully met as a minimum
- Maintaining an acceptable level of bad debt by aligning Underwriting each proposal
- Receive and professionally handle all calls made into the Underwriting department
- Check & verify all proofs of identification, income and expenditure received by customers
- Assess customer documentation to establish affordability adequately and accurately for the loan
- Stakeholder engagement and develop strong relations with our sales team and other internal departments
- Complete validation calls with customers to assess creditworthiness and affordability
- Check legal documentation to ensure accuracy
_Experience we require as an Underwriter;_
- A systematic thought processes with decision making skills
- Ability to demonstrate a highly persuasive telephone technique
- Ability to manage high volume of task and meet deadlines
- Ability to understand and interpret financial information
- Strong focus on ensuring good customer outcome
- A focus on stakeholder engagement
- Previous experience in Financial Services or as an Underwriter preferable.
_Benefits as an Underwriter;_
- Rapid progression and career opportunities.
- Competitive company pension.
- Full training.
- Monthly adhoc incentives.
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