FERNANDO ESTEBAN

Dedicated and results-driven Credit Risk Manager with expertise in financial analysis, legal coordination, data analysis and modeling, people management and leadership, and credit risk management, aiming to contribute to the growth of a forward-thinking organization.

Lead comprehensive financial and credit risk analysis across the EMEA region, ensuring sound decision-making and alignment with corporate risk appetite.

Oversee and refine customer onboarding processes, conducting thorough due diligence and risk assessments to mitigate potential exposures while facilitating business growth.

Manage and strengthen relationships with internal and external stakeholders, serving as a key point of contact for cross-functional teams including Sales, Finance, and Legal to drive collaborative solutions.

Direct legal case coordination by liaising with external counsel, internal legal teams, and finance departments to ensure timely resolution and adherence to regulatory frameworks.

Spearhead process improvements and lead change management initiatives aimed at enhancing credit risk frameworks, increasing operational efficiency, and ensuring data integrity across credit systems.

Commercial Banking and Credit Analyst (CBCA), CFI, Corporate Finance Institute, 2023-2024

Master's in Economics and Financial Management, Nebrija University, Madrid, 2020-2022

BSc (Hons.) Finance and Business Management, Open University, Milton Keynes, 2015-2019.