Ghufran Farooqui

FinTech | Mobile App | Chg Mgt | Prod Dev | C Card

Banking / Loans

Milton Keynes, Central Milton Keynes, Milton Keynes

Services offered

I am an experienced Product Owner and Business Consultant specializing in digital banking and personal finance management applications, delivering customer-facing features such as spend analytics, budgeting, and financial goal tracking while ensuring compliance and data security. I excel in end-to-end project delivery, encompassing requirements gathering, solution design, risk management, and testing. Over the years, I have advised numerous central government clients, focusing on process improvement, change management, vendor assessment, and feasibility projects. My clients often regard me as “a trusted partner.”

I am analytical and assertive, with effective communication, stakeholder management, and leadership skills. My enthusiasm and quick learning ability allow me to quickly adapt and make an immediate impact. My attention to detail and strong critical thinking skills have consistently added significant value to my previous roles.

Product owner

Digital banking

Change management

Financial services

Project delivery

Business consultant

Approximate rate: £ 80 per hour

Experience

I am a seasoned Product Owner and Senior Business Analyst with extensive experience in financial services, transport, and government sectors. I have successfully led digital transformation initiatives, IT renewals, and product launches, delivering secure, compliant, and user-focused solutions. At Ijarah Finance, I drove the development of a digital credit application process and launched a credit card product with personal finance management features, collaborating with regulators and key stakeholders. At Network Rail, I managed IT core renewals, cyber-resilience projects, and led portfolio activities, while earlier roles at Home Office, and DHSC involved designing efficient systems, improving emergency response, and embedding product-centric approaches. My career demonstrates a strong ability to bridge business needs, technology solutions, and regulatory requirements, consistently delivering impactful results and operational improvements across sectors.

Education

I hold Change Management Practitioner certification (2025) and Diploma in Business Analysis from the British Computer Society (2020). Academically, I have earned a Master’s in Business Administration (2008), a Master’s in Computer Sciences (2002), and a Bachelor’s in Computer Sciences (2001). My qualifications reflect a strong foundation in both technology and business management.