Nirmala Upadhyay

Professional Summary:

Role: AML/ KYC Onboarding Specialist 04/01/2022- Ongoing

          Company Name – SS&C Financial Service Int.

• Onboarding and KYC of new clients – manage and coordinate the onboarding process seamlessly to ensure a smooth client journey

• Review DD for new and existing clients to ensure compliance with AML and other legal and regulatory requirements • Conduct risk assessments and apply the adequate level of Due Diligence (SDD, CDD, EDD)

• Identify “red flags” at the start of a client relationship and during the ongoing monitoring – investigate further and escalate to the business where necessary

• Conduct Adverse Media, PEPs and Sanctions check at the start of the relationship and monitor these on an ongoing basis

• Proactively interact with the Sales Team to update them on the progress of their clients and manage expectations

• Build and maintain relationships with major stakeholders

• Continually develop a strong understanding of the importance of data integrity and carry out all requests with a quality and control mind-set.

• Support internal projects from requirements gathering, through testing and to go live.

Role: KYC /CLIENT ONBOARDING Analyst 19/10/2020-  31/12/2021

          Company Name - State Bank of India, London

·        Perform CDD/KYC checks and completion of documentation to assist in the on-boarding of new clients.

·        Understand an and evaluate client/ counterparty money-laundering risk

·        Escalated any suspicious and unusual matter to compliance manager

·        EDD Verification

·        Perform checks on Experian, Dow-jones and Cifas and google search

·        Identifies accurate risk rating for individual /non- individual accounts

  Role: Officer(Branch operations)- Pnb International Ltd, London Sept 2007-Feb 2017

·        Coordinated and collected of Client specific information and completion of documentation to assist in the on-boarding of new clients

·        Performed ongoing customer due diligence including maintenance and updating of KYC and AML records and information for existing clients

·        Escalated any suspicious and unusual matter to compliance manager

·        Liaise with internal and external ensuring compliance

·        Worked on alerts generated by system

·        Contributed towards system /process improvements by providing new system requirements to software vendors.

·        Resolved customer queries received through phone calls & email correspondence.

Trainings and online courses attended

·        Anti-Money Laundering (AML) policy

·        Treat your customer fairly

·        Client due diligence

·        Data Protection Workshop 2023

·        Financial Crime Prevention Workshop 2023

·        Regulatory Compliance Policies

Technical skills

MS-Office (MS Word, Excel, PowerPoint and Access),Outlook

Education

·        Certificate in accounting Aat level 2

·        Advance diploma in accounting Aat level 3

·        Bachelor of Commerce. University of Delhi. India

·        Advance Diploma in software technology from “APTECH COMPUTERS EDUCATION”, India

·        Certification in foundation course in software testing from ISEB, London.