Financial Crime Specialist - London, United Kingdom - Capital on Tap

Capital on Tap

Verified Company

London, United Kingdom

3 weeks ago

Posted by:

Tom O´Connor

beBee Recruiter

Description

Running a business is hard, we make it easier.

Our business credit card has helped over 200,000 businesses access credit and we hope to partner with over 1 million by the end of 2025.

The Role:

We are looking for a Financial Crime Specialist to join our existing team as the business scales globally.

You will support the UK Financial Crime Team to review high risk and suspicious activity, making decisions that have a big impact on our customers and our business.

We place a huge emphasis on continual learning and have created an environment where this is possible every day. Internal mobility is important to us and our goal is to help every employee realise their aspirations. Why not check out what you need to do to progress in this role at Capital on Tap here

What you'll be doing:

Conducting money laundering and fraud assessments using inhouse systems, open source investigations, and our realtime third party tools to help protect the business
Conduct KYC and KYB checks as part of our customer due diligence requirements
Review of PEPs/Sanction/Adverse Media hits identified through our third party tool to make sure we know which customers present a higher risk to the business
Review our AML controls to ensure they keep on track with current trends, and identify where there are any gaps
Assist in training junior members of the team, and sharing FinCrime knowledge across the business
First point of contact for referrals regarding suspicions, 3rd party and onboarding concerns or rule trips on a customer account
Identify new trends as the first line of defence on accounts to support the team with building new rules and controls where required
Sound judgement and confidence to make independent decisions on potential fraudulent activity or PEP/Sanction matches
Ability to assess referred cases to ensure mínimal inconvenience to the customer while preventing monetary and reputational loss to the company

What we are looking for:

Experience in making independent riskbased judgements AML investigations in an operational role working on accounts and liaising with customers directly. Able to communicate your decisions to internal members and customers
Confidence in asking questions and suggesting improvements where you see them.
An interest in Financial Crime and a willingness to learn the regulatory landscape and criminal techniques in more detail
A critical eye and strong attention to detail with an eagerness to work efficiently in a demanding, high volume environment

What you'll get in return

28 days holiday (plus bank holidays)
Hybrid working
Generous yearly anniversary rewards (including 4 weeks paid sabbatical in year 4)
We give every employee a learning budget of £1,000 a year to spend on your own personal development (we want to encourage your growth)
Private healthcare through Vitality
Opportunities for internal career progression
Free breakfast and snacks every day

Check out more of our benefits, values and mission here.

Diversity and Inclusion
**How to Apply