Associate, Portfolio Analysis and Monitoring - London, United Kingdom - Standard Chartered

Standard Chartered

Verified Company

London, United Kingdom

2 weeks ago

Posted by:

Tom O´Connor

beBee Recruiter

Description

Job:
Financial Markets

Primary Location:
Europe & Americas-United Kingdom-London

Schedule:
Full-time

Employee Status:
Permanent

Posting Date: 27/Jan/2023, 3:36:46 AM

Unposting Date: 10/Feb/2023, 5:59:00 PM

The Role Responsibilities

The role holder will be responsible for proactively managing the credit risk and returns of a complex portfolio of Global Credit Markets (GCM) accounts in close co-ordination with the originating deal team and distribution teams.

The portfolio will cover project finance, shipping finance, commercial real estate, and leverage & acquisition finance loans.

Credit Analysis (required)

Proactive, comprehensive and timely credit analysis through BCA renewals, quarterly performance reporting, waiver and amendment requests and documentation of credit events;
Ensure forward looking Credit analysis and make recommendations to actively sell down/Credit insure riskier assets in the book. Ability to analyse Risk/Return analysis and optimise profits (own portfolio as well as Directs (as applicable)). Recommendations to be based on forward looking risks (driven by CG downgrades and hence incremental Credit losses, stress tests,etc)
Ability to support on packaging deals with the distribution / securitisation teams for Funded/Unfunded Risk Participations or synthetic sell downs (eg. CLOs)
Ability to work closely with GSAM and the respective GCM product to ensure that stage 3 ECLs are reasonable and arrived logically with realistic assumptions
Evaluation and understanding of risks associated with Financing Solutions/Leverage and Acquisition Finance/Project and Export Finance/Structured Finance assets, structural, contractual and external risks;
Financial analysis of a complex customer base using credit skills; ratio analysis; balance sheet and cashflow analysis;
Evaluation of security, including parental support;
Evaluation of project company management and strategy;
Compliance with Bank policy and procedures

Portfolio Management (required)

Portfolio returns analysis, portfolio optimisation against target returns
Monitoring, review and reporting (where required) of covenanted items;
Quarterly portfolio reporting;
Portfolio Risk/Return analysis and profit optimisation
Timely response to portfolio related queries to other areas in the Bank;
Accurate and timely responses to ad hoc reporting requests;
Ensure that credit files are complete and maintained to an auditable standard.
Timeliness and quality of credit analysis;
Protection of the credit risk profile of the portfolio when making recommendations to credit; and
Timeliness and accuracy in reporting.
Active participation in projects which will impact upon the GCM Portfolio
Credit analyst experience
Risk Mitigation, Financial Analysis, Financial Modelling
Returns and RWA analysis
Written and oral communication skills

Required Skills:

Credit analysis skills;
Financial analysis skills;
Able to analyse excelbased financial models;
Excellent oral and written communication skills are required; and
Ability to demonstrate initiative and can work with little supervision.

Role Specific Technical Skills And Competencies

Ability to undertake credit analysis and evaluation and understanding of risks associated with Global Credit Market deals
Financial analysis of a complex customer base using credit skills; ratio analysis; balance sheet and cashflow analysis;
Oral and written communication skills
Able to analyse excelbased financial models

About Standard Chartered
We're an international bank, nimble enough to act, big enough for impact. For more than 160 years, we've worked to make a positive difference for our clients, communities, and each other.

We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before.

If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you.

You can count on us to celebrate your unique talents. And we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours.

When you work with us, you'll see how we value difference and advocate inclusion.

Together we:
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Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do.
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Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well.
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Be better together, we can be ourselves, be inclusive, see more good in others and work collectively to build for the long term.

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
- **Core