Credit Risk Analyst - London, United Kingdom - Careers In Group

Careers In Group

Verified Company

London, United Kingdom

3 weeks ago

Posted by:

Tom O´Connor

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Description

Our client is a specialist financial services organisation.

They have new permanent vacancy within their Credit Risk Team for a Risk Analyst. This role offers the opportunity to develop your skills and progress within the organisation.
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Role
As a member of the consumer credit risk team you will help the team support their growth program. The role will involve assessing current new business trends and strategy to optimise the organisation's lending. Frequent use of SAS, SQL and Excel.

To support growing demand for development, enhancement and maintaining of credit portfolio analytics and reporting functions
Develop a good understanding of the current new business risk strategies across the multiple consumer products
Provide support in further improving current acceptance rate whilst maintaining portfolio loss rates
Provide analytical support for strategic changes to back book strategies
Assist in impact assessment of infrastructural improvements to new business strategies and ramifications for the business
Identify opportunities to automate new business strategy
Work in collaboration with internal and external business partners to achieve consumer balance growth targets
Develop and improve new business strategy analytics across multiple asset classes
Produce accurate and timely cyclical and adhoc reporting
Contribute towards the development of management information reports
Testing of strategy changes within the decision engine
Skills & Experience
Degree level qualification in mathematics, science, engineering, business, economics, or similar discipline
Good understanding of credit risk concepts, in particular consumer finance
Experience in building and implementing credit risk strategies
1+ years' experience working in financial services in a similar role
Highly numerate with a track record in data driven analysis
Strong SAS programming skills including Macros
Strong data handling and processing skills, for example SQL programming
Strong quantitate & analytical background
Good communication skills, including an ability to discuss complex analytical ideas with nontechnical colleagues in a meaningful way
Accuracy & attention to detail
Excellent planning and organisational skills