Enhanced Due Diligence Specialist - London, United Kingdom - Metro Bank PLC

Metro Bank PLC

Verified Company

London, United Kingdom

2 weeks ago

Posted by:

Tom O´Connor

beBee Recruiter

Description

Team Mortgages, Operations

Location Bishopsgate

County London

Ref # 18568

Closing Date 08-Feb-2023

Can you support one of our Operations team, as well as external stakeholders, in assessing the Financial Crime risk posed to the bank? Are you a proactive team player who can make sense of complex information, whilst working to tight deadlines? Are you looking to progress your career within financial crime prevention? If yes, then we may have the role for you

As an Enhanced Due Diligence (EDD) Specialist for our Mortgage Operations team, you will be responsible for assessing the potential risk posed by customers, including those identified as SIPs, SIEs, PEPs and RCAs, as well as other higher risk customers.

You will investigate, analyse and assess the risks these customers may pose both at on-boarding and on an ongoing basis.

As part of you role, you will consider any potential financial crime risks and any reputational risks posed, and create reports detailing your findings and making recommendations of next steps.

Most of our jobs offer the opportunity for hybrid working. Ask your recruiter for more details for this role.

So what would you be doing?...

Undertaking EDD reviews on SIPs/SIEs/PEPs/RCAs and other higher risk customers this involves deadlinedriven, targeted research to identify and critically assess potential financial crime risk or reputational risk
Analysing internal and external databases, primary documents, adverse media and other information sources, to support completion of reviews
Making sense of complex corporate structures, understanding and mitigating possible sanctions exposure, and examining patterns and suspicious activity that may indicate money laundering, tax evasion or terrorist financing
Thoroughly and accurately documenting the research and analysis related to the financial activity and related entities of customer, including source of funds, wealth and income
Completing comprehensive reports detailing analysis of financial crime risks and controls to support your recommendations

You need to be this kind of person

Passionate about providing unparalleled levels of service and convenience for customers
Able to work and learn quickly in a fast paced, fun and dynamic environment
Prepared to stick at something we get nervous if someone has jumped from job to job as we want people who are prepared to learn and grow
Care about doing a great job and exceeding expectations with the quality of what you do

And... we are a bank so risk is a part of everything we do.

We love people who take responsibility, do the right thing for customers, colleagues and Metro Bank and have the courage to call out any concerns.

We always support colleagues to develop their skills. But to be successful in this job you really do need to already be able to do most of these wonderful things...

Understand the risks associated with your job and what that means for you, Metro Bank and all our stakeholders
We need you to have proven experience working in a financial crime environment, experience within mortgages would be advantageous but is not essential
Naturally, you will have a good understanding of money laundering, and bribery and corruption risks
In order to succeed in this role, you will ideally have previous experience in undertaking EDD reviews on customers identified as SIPs/SIEs/PEPs/RCAs and other higher risk customers
It is key that you have experience in report writing, analysing complex data and providing recommendations based upon your findings
You will need to be able to drill down in detail and to recognise inconsistencies and red flags of criminal conduct
We do need you to have previous experience in reviewing limited companies
You will have a proven ability to build lasting relationships across a business at all levels
It would be fantastic, if you have a specific AML or Financial Crime qualification, however this is not an essential requirement