Associate Role - London, United Kingdom - Lloyds Banking Group

Lloyds Banking Group

Verified Company

London, United Kingdom

3 weeks ago

Posted by:

Tom O´Connor

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Description

End Date

Friday 06 January 2023

Salary Range

£0 - £0

Agile Working Options

Other Agile Working Arrangements / Open to Discussion

Job Description Summary

See Below

Job Description:

Corporate & Institutional Coverage ('CIC') is a client coverage business within Commercial Banking operating across the UK and North America and is responsible for the overall management of businesses whose annual turnover exceeds £100m.

CIC consists of nine sector-based teams including Consumer and Tech.

Healthcare and TMT is part of the wider Consumer & Tech team and has seen strong momentum in recent years, e.g.

financing the build-out of fibre-to-the-home broadband which is closely aligned to Lloyds' purpose.

Within TMT, the focus is on Telecoms (internet service providers, cable and fibre broadband), Media (TV studios, magazines, newspapers) and Technology (Electronics/hardware, software, global internet based businesses).

The sector is fast paced, and we're passionate about enabling clients to grow.

The team engages clients of all levels of complexity (including household names at the top end of the FTSE 100) across the whole range of balance sheet, hedging and cash management solutions.

Working on Investment Grade, Leveraged Finance and Infrastructure & Project Finance transactions provides unique depth and breadth to the role.

The key to our success is continuous interaction with clients, credit, risk and the delivery functions of the bank as well as our product partners beyond CIC within our wider division.

We're looking for a highly-energetic, motivated and organised individual with a strong appetite to learn new skills and develop deep sector and product knowledge.

You'll provide the best in class service to clients and develop meaningful client relationships, support the wider team on exciting and notable M&A transactions.

You'll build and articulate a sound understanding of credit risk and support the day to day operational requirements of the team.

You'll support the prospecting and implementation of existing and new business opportunities with our clients. The role represents an excellent opportunity to build a client-focussed career in a high profile coverage team within CIC.

You'll have strong interpersonal and communication skills, and be capable of managing several partners, prioritising numerous workloads/objectives. You'll have the ability to build and develop relationships both internally and with our clients.

You'll be responsible for supporting the team and helping to deliver the continued growth of the portfolio in line with agreed business plans, and within our risk and credit appetite.

Your accountabilities will include:

Support the H&T Team to deliver relationship management and origination across the client base. This includes helping to pitch for business and developing prospect leads and introductions
Build internal partner relationships with colleagues in Credit and Risk, our Product Partners, and across Lloyds Banking Group
Utilise sector knowledge to work with product partners across the Bank to bring appropriate products and services to clients
Work alongside team members to negotiate terms and conditions of credit facilities and prepare proposals in order to seek approval
Ensure our Credit, Risk and Compliance policies are adhered to at all times, with appropriate plans to monitor and control
Support clients with global trade requirements and understand how we can utilise bank trade instruments to facilitate import/export and optimise working capital
Develop and manage a deposit strategy to support client's liquidity requirements and maximise CIC income.
Manage any changes to Bank policies, systems, processes and working practices in order to achieve operational improvement where appropriate
Review internal management information in order to provide reports to monitor profitability and returns
Maintain a selfdevelopment plan and ensure this is updated and reviewed on a regular basis
Provide support to the wider H&T Team in line with operational requirements
Work collaboratively with the Bank's Service Delivery and Client Management teams to ensure we meet clients' operational banking requirements

Essential Skills:

Solid understanding of credit risk

So what can we offer you in return?

You'll be rewarded with excellent benefits, personal development and a career that's enriching and full of opportunity

As well as a competitive salary, you'll receive:

A Discretionary Performance Share Award
Generous pension contribution
28 Days leave plus bank holidays
A flexible cash pot (4% of base salary) to spend on benefits
Private health cover
Share Schemes

In return for your expertise, you'll enjoy our total dedication to your ongoing personal and professional development. We'll help you perform at your best today, so you can fulfil all your potential in the future.

We're committed to building a workforce which reflects the