Head of Product - Fleet, United Kingdom - CHL Mortgages

CHL Mortgages

Verified Company

Fleet, United Kingdom

2 weeks ago

Posted by:

Tom O´Connor

beBee Recruiter

Description

Description:

The Head of Product & Pricing will be part of the executive team for CHL Mortgages lending business CHL Mortgages for Intermdieriers (CMI).

The Head of Product & Pricing is responsible for all aspects of pricing and product development design through to implementation, together with articulating and delivering the product development strategy for the business, to ensure CMI continues to offer value enhancing propositions and remain competitive within the specialised BTL segment.

The role will assist in maximising sales, revenue and profitability via appropriate pricing controls, together with overseeing all elements of well governed market leading product design.

Key Responsibilities:

Continually develop robust proposals for discussion/approval at the Products and Pricing Committee
Ongoing oversight, monitoring, analysis and reporting on market trends, proposing new opportunities where appropriate, together with amendments to the existing product proposition and pricing in order to drive growth in line with stakeholder lending appetites
Ongoing oversight, monitoring, analysis & reporting on the underlying portfolio and the capital markets to ensure our products are inline with stakeholder return expectations
Ownership of the Product Development framework and responsibility for programme management within the framework
Ensuring the Product team function is optimally structured and resourced
Overseeing all stages of product development
Managing the Group's product ideas forum to ensure a constant evolution of product offering
Actively monitoring product ranges against the wider market including but not limited to peer market, wider lending market, and UK economic environment
Researching customers financial needs that are not optimally served by existing product range
Reviewing company and industry data to ensure the value is captured from a product development point of view

Skills Knowledge and Expertise:

Detailed working knowledge in the mortgage environment of:
FCA regulation,
Legislative and regulatory
External business awareness, including an understanding of the UK Financial Services Market
Demonstrable experience in Financial Services or Risk based firm
Past experience in the same or similar role/industry

Benefits:

28 days holiday per annum
Up to 30% annual discretionary bonus based on performance
Company pension scheme up to 11% company contribution
1 x Paid charity days
Cycle to work scheme
Charity payroll giving
Long service awards and extra holiday
Private medical at family level
Life assurance cover x
Online discounts and gym memberships
Enhanced paternity and maternity pay
Access to Smart Hive by Bravo Benefits giving you full access to all your benefits + additional discounts

About CHL Mortgages:

CHL Group provides bespoke third-party loan servicing solutions for a variety of asset classes across the UK. The CHL Group consists of 3 companies, CHL Mortgages, CHL Mortgages for Intermediaries and Landmark Mortgages. We have vast experience in the UK mortgage market encompassing a range of services.

We currently service c.30,000 of mortgage assets on behalf of third-party clients and manage several standby contracts for mortgage and bridging finance clients.

Founded in 1990 CHL Group has grown to over 180 colleagues with offices in Fleet, Hampshire and Skipton, Yorkshire. We have grown to become one of the market leaders in specialist mortgages and the Buy-to-Let markets.

We are always on the lookout for talented, dedicated and motivated colleagues to drive the business forward and provide the best outcomes for our clients, investors and customers.

We provide an excellent benefit package, competitive salary and excellent work environments where colleagues can learn, develop and progress