New Business Strategy Lead - London, United Kingdom - JaJa Finance Ltd

JaJa Finance Ltd
JaJa Finance Ltd
Verified Company
London, United Kingdom

3 weeks ago

Tom O´Connor

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Tom O´Connor

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Description

About Jaja

Our Mission:
To be the UK's Digital Lender of Choice

Our Company Values:
Collaboration, Excellence, Innovation, Empathy, Passion


Jaja is an innovative UK based consumer finance business, leading initially with a digital credit card launched in 2018, and a pipeline of consumer finance solutions in the making.


We are on a mission to redefine the consumer finance experience and liberate customers from needless complexity, wasted time and frustration.

Or as we say it, Make Simple.


We will delight our customers - making the customer experience simpler, more enjoyable, more intelligent - treating customers fairly and giving them more control of their money.


Why join us?


This is a chance to make a real impact in a growing business on a mission to change the face of the consumer finance industry forever.


We have a collaborative team structure fuelled by an exciting mix of people welcoming both experienced people from the industry with both feet on the ground and tech-savvy dreamers who pave way for the new stuff.

Come as you are and be yourself


Purpose of the Role


As the New Business Strategy Lead you will take ownership of the new business origination strategy and journey, with a key focus on achieving good outcomes for our customers, partners and the business.


Key Accountabilities:


  • Define and direct delivery of the new business strategy, giving consideration to customer outcomes and experience, as well as overall profitability and regulatory guidance.
  • Own the credit risk and affordability strategies, with the ability to articulate and demonstrate good outcomes for our customers.
  • Knowledgeable on all data sources used within the customer journey, ranging from traditional bureau to alternative data.
  • Provide insightful analytics on adhoc queries, whilst also building out our Tableau suite of reporting to minimise rework where possible.
  • Explore new data sources that can be built into the journey to be used within machine learning models.
  • Tracking of expected versus actuals, with regards to individual pieces that combine to achieve overall profitability.

Expectation:


  • Leading by example and rolling up sleeves to get things done.
  • Embedding structure and setting the right foundations for the future, with a strong focus on automation where possible.
  • Understanding of regulatory requirements and adhering to policies and procedures, or prompting for the definition of these where they do not yet exist.
  • Keeping up to date with new developments, to constantly push innovation that will deliver improvements.

Essential skills and Experience

  • 3+ Years experience working in lending underwriting
  • Strong coding skills and understanding of data structures
  • Analytics/credit risk background
  • Excel
  • SQL
  • Analytical background
  • Quick learner

Desirable skills and experience

  • Experience using AWS environment (Redshift connections, with S3 data lake)
  • Knowledge of Alteryx & Tableau
  • Python/R
  • Exposure working with varying datasources used within underwriting
  • Credit card platform system data

What's in it for you?

  • The chance to make a real impact in a growing startup on a mission to change the face of the consumer finance industry forever.
  • Competitive salary
  • Remote Hybrid working model
  • Bonus scheme
  • Annual Salary Review
  • 4x Life assurance cover
  • Optional private health care
  • Employee assistance programme
  • Collaborative & Open Culture come as who you really are
  • Annual All Staff Get Together Event
  • 25 day holiday allowance plus UK bank holiday
**Fair Processing Notification

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