Collections Support Agent - Manchester, United Kingdom - Roma Finance
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3 weeks ago
Description
Collections Support Agent
Location - Head Office, Manchester
Benefits - Hybrid working, Healthshield - Healthcare, Dental, Optical, Life Assurance (after 3 months) 4 x annual salary, 25 days holiday P.A plus bank holidays
Hours hours per week
Welcome to Roma Finance
We are a multi-award winning lender and pride ourselves on being a diverse and forward-thinking company. We provide an experience of lending less ordinary, because every case is different.
Over time, we envision ourselves achieving growth by diversifying and increasing our presence in the market, and continuing our service as a valued provider, being the first choice to our customers.
As a commercial finance services provider, our mission is to continue to meet the needs of our diverse customer base, ensuring that we embody professionalism and integrity, to set the benchmark in creating value and wealth for our borrowers.
To develop lasting relationships, our approach is to deliver outstanding products with an unsurpassed service that combined, delivers premium value to our customers.
Roma finance understands that every property transaction is unique, that why we put flexibility at the forefront of everything that we do.
Our promise to all of our colleagues, is to maintain a healthy, safe, friendly and prosperous business environment of fostering collaboration, where innovation is encouraged.
Collections Support Agent - Manchester
Working within the Collections department at Roma Finance, based in the heart of Manchester, you will be responsible for ensuring loans are repaid in line with their exit strategy.
This means highlighting risk, building relationships and monitoring progress.
The role requires a highly resilient individual who is able to identify risks of non-payment and work with clients to reduce exposure.
Main Duties/Responsibilities
- Initiate Welcome calls to newly funded borrowers in line with the Highlighted risk form
- Assess the viability of client exit strategies to reduce risk of default/non payment
- Ensure accounts are managed to exit in a timely manner guaranteeing loans are repaid
- Ensure borrower accounts are updated with relevant rate increases where applicable to coincide with base rate increases
- Management of borrowers term loans to ensure payments are being maintained by monitoring go cardless activity
- Pre
- Consistently complete security assessment reviews and referred key / risk cases in order to mitigate risk and minimize potential financial losses ensuring correct RAG status applied.
- Referral of accounts in management to Senior collections specialist at 9 months.
- Proactively manage recovery strategies with customers to reach an outcome that is sustainable and plausible but still provide a professional and value service so that relationships are maintained
- Manage performance of SPV 6 and escalate any risk to minimize any financial losses
- Identify sales opportunities for conversions of Bridge to BTL or other projects to promote the customer for life proposition
- Deliver a positive experience throughout the customer journey to ensure repeat business
- Develop high quality relationships with internal and external stakeholders to ensure smooth borrower journeys
- Improve borrower journey to promote Roma's competitive market position
Person specification
Customer focused, proficient in IT, Attention to detail, strong organisation, strong communication, Time Management.
Diversity and Inclusion
Job Types:
Full-time, Permanent
Salary:
£23,000.00-£26,000.00 per year
Benefits:
- Additional leave
- Casual dress
- Company events
- Company pension
- Flexitime
- Free parking
- Onsite parking
- Referral programme
- Sick pay
- Wellness programme
- Work from home
Schedule:
- Day shift
- Flexitime
- Monday to Friday
- No weekends
Supplemental pay types:
- Bonus scheme
Work Location:
Hybrid remote in Manchester
Reference ID:
ROMA
Expected start date: 17/05/2023
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