Underwriting Specialist - Uxbridge, United Kingdom - Pepper UK

Pepper UK

Verified Company

Uxbridge, United Kingdom

1 week ago

Posted by:

Tom O´Connor

beBee Recruiter

Part time

Description

Pepper Advantage is one of the leading specialist loan servicing companies in the UK, and we have an exciting,
part-time opportunity for an experienced
Underwriting Specialist to join our dynamic and growing Operations team in
Uxbridge.

You will be working within an established team as a key part of Pepper Advantage's Operations Department.

Day-to-day, this Underwriting Specialist role will involve being responsible for the processing and underwriting of residential and buy-to-let contractvariation requests and liaising with customers and third-parties through regulatory calls and correspondence.

As an Underwriting Specialist, your key responsibilities will include:

ensuring all new Contract Variation requests have the required documentation as per policy and criteria

- assessing credit reports, proof of income, bank statements, and any other relevant supporting documentation to build an accurate before and after income and expenditure assessment for each customer
- being able to explain and evidence the outcome rationale for each individual decision made
- meeting all agreed SLAs for underwriting Contract Variation requests
- proactively managing own case pipeline effectively, prioritising risk averse or complaint cases and ensuring accurate data is reported as required to management and senior management level
- understanding and adhering to the Responsible Lending Policy and CV Underwriting Manual
- meeting all required internal and external Risk and TCF frameworks

Benefits:

Salary of £15,000 per annum
Flexible 22.5 working hours per week
Hybrid working pattern
Private medical insurance
Salary Sacrifice Pension matched up to 8%
25 days holiday pro rata
EAP
Enhanced maternity and paternity
Wellbeing days
Volunteering days
Eye care
Payroll giving
Reward and Recognition program
Discounted RAC vehicle breakdown
Life Assurance

Essential Skills:

Previous underwriting experience
Strong English verbal and written skills
Selfreliant and selfmotivated
Detailorientated and able to work to tight deadlines
Good knowledge of Microsoft Office
An understanding of residential mortgages
To preferably hold, or be working towards, CeMap 1, 2 and 3

About Company We currently operate in nine jurisdictions across the UK, Europe, and Asia Pacific, and have over US$50 billion in assets under management. We employ more than 1,100 people to look after 65 clients and 1,000,000 end-users - and we're growing fast. Throughheavy investment in tech-enablement and data and analytics, we are driving operational efficiency, empowering clients, and expanding our remit all over the world.

Working across commercial and residential real estate, personal and SME loans, credit cards, asset finance and point of sale, our advanced credit intelligence platform enables us to arrive at the best solutions for our clients and their customers, and alwayspushes for the right outcome, whatever financial journey they're on.

As an employee of the Pepper Advantage community, you'll be part of a unique global-scale data network, giving you access to all the latest market trends and opportunities.

You have to bein it to get the full advantage