Senior Product Owner - London - Incard

    Incard
    Incard London

    1 day ago

    Description

    Overview Incard's mission is to build the financial operating system for entrepreneurs. We are focused on creating a system where business banking, financial tools, and application logic are coordinated into a single control layer. Through the app store, entrepreneurs and developers can build industry-specific functionality as their business evolves.What We're Looking For We're looking for a Senior Product Owner (Technical / Functional) who operates like a mini-CEO for a backend product domain. You'll own complex, system-heavy product areas such as payments, cards, ledger, integrations, APIs, automation, or financial infrastructure. This role sits deep in the engine room of Incard, working daily with backend engineers, platform teams, compliance, and leadership. This role is ideal for someone with a strong engineering or technical background who moved into product, someone who enjoys complexity, precision, and building robust systems that scale.What You'll Do Own a Technical Product Vertical End-to-End Act as the founder of your domain (e.g. payments, ledger, integrations)Own scope, quality, delivery, and outcomes with minimal supervisionDrive clarity in highly complex, multi-stakeholder problem spaces

    Product Strategy & System Design Define functional requirements, system behaviour, edge cases, and invariantsDesign end-to-end flows across services, APIs, and third-party providersMake architectural trade-offs in collaboration with senior engineersDefine success metrics focused on reliability, performance, and correctness

    Execution with Backend Teams Write precise product requirements, technical specs, and acceptance criteriaBreak down complex initiatives into clear, executable milestonesSupport engineers daily with fast decisions and clear directionRun standups and rituals for your squad, keeping momentum high

    Quality, Risk & Reliability Own functional QA and end-to-end validation before releaseEnsure robustness around failure modes, retries, reconciliation, and recoveryWork closely with compliance, risk, and operations to ensure correctnessAnticipate and mitigate edge cases before they hit production

    Cross-Functional Ownership Collaborate closely with frontend, mobile, data, and customer-facing teamsAlign technical delivery with regulatory, operational, and business needsProduce clear internal documentation for systems, workflows, and decisionsSupport hiring and help shape your future squad

    Qualifications 4–7+ years of experience in Technical Product Ownership, Product Management, or Engineering-led product rolesStrong technical background (ex-engineer, technical lead, or highly technical PM)Deep understanding of backend systems, APIs, integrations, and data flowsExperience owning complex domains such as payments, fintech infrastructure, SaaS platforms, or marketplacesAbility to write clear, unambiguous specs that engineers trustComfortable working with ambiguity, trade-offs, and high-stakes systemsHighly organised, detail-oriented, and execution-drivenStrong communication skills across engineering, product, and leadershipNice to Have Experience in fintech, payments, cards, ledger, or regulated environmentsFamiliarity with distributed systems, event-driven architectures, or workflowsExperience working with third-party providers (PSPs, banks, APIs, vendors)Previous experience as a backend engineer or tech leadMindset We Look For Mini-CEO mentality — you own system outcomes, not just deliveryEngineering-first thinking with strong product judgementObsession with correctness, clarity, and reliabilityLow-ego, highly collaborative, and trusted by engineersBias to action — decisions over discussion, progress over perfectionStartup DNA — fast iteration, no bureaucracy, high accountabilityBenefits Competitive cash-based compensationIncard stock options25 days of paid time off per year, plus bank holidays and your birthday offGlobal health insurance and unlimited paid sick leave

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