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- Assess and approve Residential and Buy-to-Let mortgage applications in accordance with lending policy and FCA standards.
- Maintain high-quality underwriting standards and excellent broker communication.
- Recommend cases outside mandate to management team and ensure robust documented rationale for lending decisions.
- Build and maintain strong working relationships with brokers, providing timely updates and clear communications.
- Experience in Prime and Specialist lending as an Underwriter holding a mandate of £200k minimum for a minimum of 3 years.
- Excellent communication skills with confidence to engage effectively with brokers on application discussions.
- Committed to acting with integrity and aligned with principles of treating customers fairly.
- In-depth knowledge of the mortgage intermediary market and familiarity with relevant FCA permissions.
- Supportive and flexible work environment that values personal growth, professional development, and healthy work-life balance.
- Inclusive culture that respects and celebrates diversity in all its forms.
- Opportunity to make a positive impact in the lives of our customers.
Mortgage Underwriter - New England - Kensington Mortgages
Description
Job Title: Mortgage Underwriter
Fully Remote (Including all training)
Full Time, permanent
About Us
Kensington Mortgages is a leading provider of specialist mortgage solutions with over 25 years of experience.
We pride ourselves on offering people a chance to secure a mortgage, especially when high street lenders say no.
The Kensington Difference
Our approach is centered around understanding the unique circumstances of our customers, which sets us apart from others in the industry.
Key Responsibilities:
Requirements:
Benefits:
What We Offer:
A competitive salary package, comprehensive training program, and opportunities for career advancement.
Join our team and be part of a dynamic and growing organization that values your contributions.
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