Credit Analyst - London, United Kingdom - Quantum Group

Quantum Group

Verified Company

London, United Kingdom

2 weeks ago

Posted by:

Tom O´Connor

beBee Recruiter

Description

**Job Purpose:
- **The role is responsible for assisting the Head of Credit Approval in ensuring credit quality at the approval stage, monitoring the on-going credit dynamics of the credit portfolio at a macro and micro level post sanction and the compliance of credit riskwith Group policy and local regulatory guidelines. Key accountabilities include analysing financial information, ensuring credit quality at the approval stage, reviewing the on-going credit dynamics of the credit portfolio post sanction and the complianceof credit risk with Group policy and local regulatory guidelines. The incumbent will report to Head of Credit Approval.

**Job Responsibilties:
- *

Objectively assess referred BTL and commercial financing deals to policy and mandate.
Meet KPIs related to review of credit requests, reporting and other performance standards.
Ensure all major queries are resolved prior to the case being submitted to the Head of Credit Approval.
Highlighting any shortfall to the credit process chain.
Documentation of proposal related information to be in conformity with requirements as set out internally.
Check monthly/quarterly portfolio review reports.
Preparation of various reports sanctioning committees and annual reviews.
Monitoring and performance review of existing portfolio.
Maintain electronic filing of all credit requests and diarising for the receipt of information from the branches.
To remain up to date with the changes in bank's business profile, internal systems and processes and regulatory requirements.
Undertake projects and assignments from time to time as directed by the Head of Credit Approval.
Liaison with Credit Administration, ACPM, Finance, Compliance & Audit for processes relating to Credit Approval function.