Mortgage Underwriter - Manchester, United Kingdom - Evolution Money

Tom O´Connor

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Tom O´Connor

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Description

Mortgage Underwriter
Basic Salary - £25,882 increasing to £30,600 on completion of probation, plus competitive bonus scheme.

Hybrid working available, following initial training and competence sign off.

Manchester City Centre, M1


Company Description
Evolution Money is a specialist lender with a social purpose. We're creating financial inclusion by providing bespoke lending solutions to UK homeowners. Shortlisted for MEN Business of the Year award 2019 and ranked in The Sunday Times Fast Track 100 twice. We're an award winning, dynamic organisation.


Core Responsibilities

  • Analysing applicant's credit history and financial information to assess eligibility.
  • Analysing loan risk, requesting additional information as necessary.
  • Identify signs of suspicious or fraudulent activity.
  • Assessing every customer on their individual circumstances and the evidence presented, to ensure good Consumer Outcomes.
  • Documenting and effectively communicating the reasons for the approval or rejection of loans.
  • Ensure compliance with regulatory standards, company policies, procedures and guidelines.
  • Achievement of minimum KPI Requirements and Targets

Skills required.

  • Previous experience and demonstrated ability of working within fast paced KPI / target driven environment.
  • The ability to effectively question and challenge evidence presented
  • Highly organized with the ability to handle a large volume of customer cases at any one given time.
  • Strong communication skills, both verbal and written
  • Detailoriented with strong data accuracy
  • Problem solving skills.
  • Good Numeracy and Microsoft office skills

What you get in return

  • Hybrid working (available once deemed experienced and competent within role).
  • Excellent career progression opportunities, including pathway to our Mortgage Advice team.
  • Funding and support available to gain CeMAP Mortgage Advice qualification.
  • Excellent social events
  • Up to 25 days' annual leave + bank holidays
  • Your birthday off, every year
  • A healthcare cash plan
  • A contributory pensions scheme, matched up to 5%

Salary:
£25,882.00-£30,600.00 per year


Benefits:


  • Company events
  • Company pension
  • Cycle to work scheme
  • Life insurance

Schedule:

  • Monday to Friday

Supplemental pay types:

  • Bonus scheme

Work Location:
In person

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