Senior Credit Officer - Cardiff, United Kingdom - Lloyds Banking Group

Lloyds Banking Group

Verified Company

Cardiff, United Kingdom

2 weeks ago

Posted by:

Tom O´Connor

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Description

End Date

Thursday 29 June 2023

Salary Range

£92,064 - £108,310

Agile Working Options

Other Agile Working Arrangements / Open to Discussion

Job Description Summary

Please see job description below...

Job Description:

JOB TITLE:
Senior Credit Officer - Motor Credit

SALARY:
£78,634 - £108,310 (location dependant)

LOCATION(S): London, Cardiff

HOURS:
Full-time

WORKING PATTERN:
Our work style is hybrid, which involves spending at least two days per week, or 40% of our time, at one of our office sites

Would you like a job where responsible lending and cars go hand in hand? We have an exciting opportunity for a Senior Credit Officer to join us.

You'll lead and develop a successful team who oversee and optimise Transport Credit Risk strategies and systems.

We're a Credit Risk team accountable for making automated credit decisions for our market leading Transport brands, Black Horse, Lex Autolease, and Tusker.

We use analytics to optimise and improve our strategies and lend safely to our customers. We support the business to deliver safe and sustainable growth.

It's an exciting time to be joining the Transport credit team as we're heavily investing in our data and infrastructure to improve our capabilities and you'll help us to shape and deliver this.

The Group has set out its ambitions to become a market leader in low emissions and sustainability, and Transport is a key part of that plan.

If you want to support the Bank on its journey to be carbon zero by 2030, come and join us.

If you think all banks are the same, you'd be wrong. We're an innovative, fast-changing business that's shaping finance as a force for good. A bank that's empowering its people to innovate, explore possibilities and grow with purpose.

What are we looking for...

You'll lead and develop a successful team who oversee and optimise Transport Credit Risk strategies and systems.

You'll be accountable for ensuring customers are lent to responsibly and that new lending optimises the balance between risk and reward for the Transport business.

You'll act as a key point of contact, building collaborative relationships. You'll contribute more broadly to the Lloyds Banking Group Consumer Credit team.

What we need from you...

Analytical expertise - you'll have practical experience of using and coaching other to use analytical software, such as SAS or SQL, to deliver actionable insight.

You'll also be confident using Microsoft Office.

Credit Risk - you'll have experience managing credit risk using automated strategies and scorecards.

Change Management - you'll be able to define and oversee change that helps improve the way we do things.

Communicating effectively - you'll be a compelling communicator who is able to explain complicated issues clearly to different audiences; technical, non-technical.

You'll build effective relationships with people.

Leading others - you'll have a passion for developing your team through stretching objectives, feedback, and coaching, supporting, and inspiring them to deliver on our purpose.

And any experience of these would be really useful

Strong numerate skills and qualifications (either A-Level or Degree)

Close attention to detail

Deputising for senior leadership as needed and supporting them to shape the future of credit risk for Transport.

Experience in both personal and business lending.

About working for us

We also offer a wide-ranging benefits package, which includes:

A generous pension contribution of up to 15%
An annual performancerelated bonus
Share schemes including free shares
Benefits you can adapt to your lifestyle, such as discounted shopping
30 days' holiday, with bank holidays on top
A range of wellbeing initiatives and generous parental leave policies

At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities.

With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.

We keep your data safe.

So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks.

We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person.

We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve.

Together we're building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.