Lending Assessor - London, United Kingdom - Hampshire Trust Bank

Tom O´Connor

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Tom O´Connor

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Description
Hampshire Trust Bank is a specialist bank, staffed by experts focused on helping UK businesses realise their ambitions.

Our dedicated Asset Finance, Development Finance, Wholesale Finance and Specialist Mortgages divisions ensure that businesses receive the outstanding service, lasting relationships, integrity and expertise they need to prosper.


We also provide savings accounts to individuals and businesses and since we lend only to businesses, our savers can be sure their money will be used to boost the British economy.


The bank is authorised by the Prudential Regulation Authority and regulated by the Prudential Regulation Authority and the Financial Conduct Authority.


Our Values and Behaviour
All members of the HTB team are expected to demonstrate values and behaviour that underpin everything that we believe in


Customers matter

  • We listen to our customers
  • We value customer relationships over transactions
  • We strive to deliver what customers want, when they want it, how they want it
  • We prioritise customer outcomes over corporate expediency

We deliver

  • We approach everything we do with discipline and set high standards
  • We do more with less and embrace change
  • We are fanatical about financial rigour and risk discipline
  • We execute consistently with speed and accuracy
  • We constantly strive to improve

Integrity without compromise

  • We always aim to do the right thing we don't duck hard choices
  • When we make a mistake we own up and fix it
  • We are open and honest in all our communication
  • We treat innovation and fresh thinking as an opportunity not a threat

People Power

  • We are a meritocracy
  • We empower people and make them accountable
  • We encourage our people to learn and grow
  • We challenge each other honestly & constructively
  • We work as a team
  • We know diversity makes us stronger
  • We celebrate success

Position:


Requirements:


  • Demonstrable experience in a mortgage processing role with a lender or packager is essential.
  • Proficient using Microsoft Office packages (including Excel & PowerPoint). Good standard of education, including GCSE English and Maths at Grade C or above (or equivalent).

Other information:


  • Ensure all data held on the origination system is of the highest quality for accurate reporting and future engagement with our customers and/or their affiliates.
  • Ensure timely completion of monthly audits.
  • Identify any potential risk(s) and ensure these are addressed accordingly.
  • Evaluate telephone calls monthly, or by management's request, to ensure the highest standards of customer service are maintained and delivered to our customers and their affiliates.
  • Conduct and complete an initial review of documentation received, ensuring all required items and documentation have been provided and are satisfactory.
  • Ensure all required credit, AML, and Land Registry searches (together with any other documentation as required) are completed accurately and are attached to the case for underwriting assessment(s).

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