Underwriting Team Leader Residential Mortgages - London, United Kingdom - United Trust Bank

United Trust Bank

Verified Company

London, United Kingdom

3 weeks ago

Posted by:

Tom O´Connor

beBee Recruiter

Description

Role Purpose:

To be responsible for the allocation of work, motivation and monitoring of a team of mortgage packagers, processing first and second charge lending products.

Responsibilities:

Make lending decisions in line with Credit Risk Policy, Responsible Lending Policy and individual mandate level.
Work alongside the Underwriting Managers, Head of Underwriting, Commercial Director and Key Account Managers to provide training, product and underwriting support to a network of national introducers.
Complete people management activity within the team, including monthly 1 to 1's, performance monitoring and objective reviews.
Conduct regular first line quality checks and feedback results.
Adhere to internal policy and regulatory requirements
FCA, PRA, AML, Prevention of Financial Crime, Data Protection etc.
Identify opportunities and proactively make recommendations for continuous improvement.
Undertake project and adhoc pieces of work at management request.

Skills and Experience sought:

Essential Experience

Previous underwriting, credit or lending exposure within a first or second mortgage environment
Strong understanding of the regulatory environment
Managing and prioritising work for a team of people
Liaising with Introducers and/or external customers

Desirable Experience

CeMAP qualified, or part qualified
Currently holds a lending mandate

Remuneration and Benefits:

Competitive salary and bonus package
26 Days Holiday
2 Wellbeing Days
Contributory Pension
Life Insurance / Income Protection / Critical Illness cover
Private Medical Insurance
Season Ticket Loans
Excellent career development opportunities and where appropriate sponsorship of a relevant qualification