Chanditha Herath

As a qualified and dedicated AML professional with deep expertise across both HMRC and FCA-regulated environments, I bring a good blend of leadership, technical knowledge, and hands-on experience that aligns closely with the responsibilities outlined in your job description.

As detailed in my CV, I have over 15 years of experience in compliance and management. I hold an MBA in Corporate Finance, an ICA Certificate in KYC/CDD (passed with distinction), and I am currently studying for the ICA International Advanced Certificate in AML.

In my current role, I provide oversight to a team of AML analysts conducting enhanced due diligence (EDD) on a diverse portfolio of high-risk clients, including PEPs, sanctioned individuals, and high-net-worth investors operating in the UK, while serving as the 2nd line of defence. I am frequently called upon to provide guidance on applying a risk-based approach when assessing complex ownership structures—such as trusts, partnerships, funds, foundations, and both UK and overseas legal entities—and to implement effective measures to mitigate associated risks

Beyond technical expertise, I am experienced in advising senior stakeholders, drafting SARs and DAMLs, and designing and overseeing AML frameworks, including BWRA and RCSA processes. I ensure that policies and procedures are both compliant and practical. Additionally, I regularly consult for FCA-regulated financial institutions and SRA-regulated law firms on UK AML legislation.

Professional Summary

Experienced and detail-oriented AML Team Leader and consultant with extensive expertise in financial crime compliance across FCA- and HMRC-regulated sectors. A trusted advisor to financial institutions, real estate firms, legal practices, and art market participants. Possesses in-depth knowledge of AML regulatory frameworks, including drafting Business-Wide Risk Assessments (BWRAs), preparing Suspicious Activity Reports (SARs), and Defence Against Money Laundering (DAML) submissions. Skilled in conducting complex enhanced due diligence (EDD) reviews, performing quality control (2nd line of defence), leading teams, delivering training, and providing tailored AML advice to regulated entities concerning high-risk individuals and entities.

- Master of Business Administration (MBA), University of Hull, England
- ICA Certificate in KYC and CDD – Distinction
- ICA International Advanced Certificate in Anti Money Laundering – In progress
- Diploma in Management Studies (DMS), Greenwich School of Management, England
- CIMA Stage 1
- CGE Advanced Level: Chemistry, Physics, Combined Mathematics