Mandar Kulkarni

• With 22+ years of industry experience, Mandar has worked within a complex and fast-paced B2B and B2C environment to shape, develop, and execute strategic plans for UK banking organisations, and deliver digital products and services from concept to rollout. 
• Proven expertise in aligning strategy and product roadmaps with local market dynamics, cultivating high-performing teams, and navigating regulatory landscapes for complex change implementation, with leading banking clients. Adept at cross-functional collaboration, translating business goals and strategies into a portfolio of initiatives delivering innovative solutions that meet banking customer needs while ensuring regulatory compliance, to utilise the full benefits of the FinTech ecosystem.

• Led digital product proposition engagements in the role of Design Lead/ Product Director capacity to collaborate with product teams, CX/UX architects, and engineering teams.
• Led digital strategy and roadmap development by articulating client organisations’ strategic goals and driving customer-focused proposition delivery.
• Led commercial planning and external third-party engagement, including supplier evaluation and selection.
• Experience in creating and delivering product roadmaps, overseeing and advising on product delivery and advising on how products can be incrementally improved. 
• Led the proposition development and business case articulation for product initiatives sized between £1m – £25m investment budget. 
• Directed high-visibility projects, engaging senior stakeholders, and managing advisory deliverables in a time-critical landscape. 

MBA, Lancaster University Management School, UK (2004-2005).