Sagar Mishra

An undergraduate international student pursuing a BSc in Economics at the University of Warwick.

Intern in Credit Department

First Capital Bank, 

Blantyre, Malawi

Sep 22

• Underwriting- Evaluating risk in sanctioning facilities by analysing data on Finacle and Cora with compliance to the credit policy of the bank.

• Documentation- Liaising with the legal department to issue offer letters and assess securities.

• Operations- Crediting funds in commercial accounts and monitoring facilities.
 

• Reporting- Preparing summary statements and chasing bad debts. 

Freelance work on a temporary basis in Finance, Production and Sales

Safintra, 

Blantyre, Malawi

Jun19-Aug22

• Sales associate- Issuing quotation and sales order and recording sales invoice.

• Assistant accountant- Disbursement of petty cash. Using the SAP Accounting Software to reconcile client accounts, record daily expenses, monitor insurance validity, and extract weekly reports. 

• Marketing- Propagating product branding to achieve product differentiation and negotiating contracts with music bands and advertisement agencies to organise rallies, radio campaigns and digital promotions to market latest product portfolio.

• Production-Coordinating with sales department to predict forecasts for efficient inventory management and utilising the goods received note as a mechanism for effective procurement of foreign supplies.