Risk Underwriter - Manchester, United Kingdom - CarFinance 247

    CarFinance 247
    CarFinance 247 Manchester, United Kingdom

    2 weeks ago

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    Description
    To evaluate customer car loan applications and to make lending decisions on those applications.

    The Broker Underwriter will review personal application details for potential fraud markers, analyse customer credit profiles, complete bank checks, and review the vehicle against lending criteria.

    We have a data science model which helps identify whether the customer is eligible to fit that lender. To provide a high-quality service to CarFinance 247 and to customers.

    Underwrite business in line with Company Credit Policy, Compliance guidelines, ensuring good outcomes for both the customer and the business.

    Adhere to the Supply of Goods Act 1982, Consumer Rights Act 2015, TCF, DPA and Financial Conduct Authority (FCA) guidelines.

    Maintain case management and CRM software systems with accurate and comprehensive notes.
    Knowledge of regulations relating to compliance, data protection, Anti Money Laundering, Consumer Credit Directive, Consumer Credit Act ideal.
    Quality Assurance
    Writing and reporting

    At CarFinance 247 our determination and strong team culture have helped us become the number one online car finance broker in the UK.

    We are one of the UK's fastest growing privately owned businesses, having ranked in the Sunday Time Fast Track 100 for each of the last 4 years.

    We create personalised and high-quality customer experiences driven by outstanding tech, streamlined process and most importantly, amazing people.

    Over the next 12 months we have exciting upcoming projects to cement our position as market leaders in every aspect of our business and that journey starts with attracting the best talent.

    As an equal opportunity's employer, the 247 Group is committed to the equal treatment of all current and prospective employee's and does not condone discrimination on the basis of age, disability, sex, sexual orientation, pregnancy and maternity, race or ethnicity, religion or belief, gender identity, or marriage and civil partnership.