Senior Underwriter - London, United Kingdom - The Curve Group

The Curve Group

Verified Company

London, United Kingdom

3 weeks ago

Posted by:

Tom O´Connor

beBee Recruiter

Description

Hybrid role with three days per week in the office in Marble Arch.

As a Senior Underwriter, you will evaluate, analyse, and approve credit proposals, revisions to underwrite and maintain the portfolio through a consistent level of credit risk assessment ensuring adherence to all policies and procedures.

You will have coverageacross all core channels.

Key Responsibilities

Conduct detailed Credit Reviews and make decisions up to a delegated mandate of £250k on hard and soft Assets, plus write recommendations to the Transactional Credit Committee (including Head of Credit and CEO) on larger transactions up to a £2.5m dealsize
Involvement in Deal Quorum and Forums presenting transactions clearly, professionally articulating risks and mitigations
Undertake ad hoc analysis to help shape Credit Appetite and Policy
Document and decision deals within own personal credit underwriting mandate, with clear rationale so that a third party can understand the logic behind the decision
Make recommendations with supporting substantiated rationale on deals outside of own personal credit underwriting mandate
Effective Stakeholder management and communication with Sales stakeholders ensuring SLAs for deal decisions are managed
Assist with the ongoing monitoring of the existing portfolio by periodic reviews of existing larger exposures as defined by Credit Policy
Act as a point of contact for reviewing potential fraudulent proposals and where necessary liaise with other funders and CIFAS
Assist with Watchlist compilation and RAG recommendations
Involvement in scorecard effectiveness and rule efficiency
Keep up to date with UK news to understand any implications this may have upon credit decisioning and risks

Essential skills required

A track record in a Senior Underwriter role in corporate lending in a bank or financial services company

Financial analysis and credit report writing skills

Ability to use Credit Sanctioning decision systems

Personal mandate of £250k +

Exposure to larger transactions up to a £2.5m deal size

Cashflow analysis

Understanding of complex group structures

Analytical - someone able to draw findings and make recommendations based on information.