- Work in conjunction with Director of Product to create pricing strategy, which pricing team can work with product managers to deliver pricing changes
- Lead the development of a customer level Pricing policies, which provide fair value for customers.
- Support the cultural transformation required across the pricing team.
- Work with the Product Teams and Head of Performance, Forecasting and Analytics and be an active part of a multi-skilled Product team.
- Lead the Pricing strategy for the bank, provide expert technical input into the banks business plan, identifying opportunities and risk to deliver of margin targets
- Identify opportunities to drive financial performance and support the Product Team in putting plans and activity in place to realise these benefits.
- Own Pricing models and use this model to identify opportunities to proactively manage the Asset lending.
- Risk and Control Environment
- Meet all regulatory, risk and control requirements and ensure that the appropriate governance controls are followed.
- Actively challenge all key stakeholders, to ensure customer outcomes, service levels, operational costs and key control / quality metrics are in line with expectations.
- Communicate Pricing performance and strategies to the regulator as required
- Proven experience of strategic influencing to a senior management level.
- Operates within the Bank Delegated Authority Framework (Including the Financial Delegated Authority Policy) commensurate with role level.
- In depth understanding of critical value drivers, balance sheet dynamics and commercial outcomes.
- Proven track record in pricing analysis and decision making.
Leitung Development - Manchester, United Kingdom - Co-operative Bank plc
Description
Hybrid and home workingAs a Senior Leader within the bank you will be responsible for commercial leadership and strategic direction for pricing all the banks non relationship products across Retail and SME (Mortgages, Credit cards, Current Accounts, Savings).
You will be responsible for setting strategic direction and leading pricing for all Retail and SME products, and providing top level technical, specialist expertise and leadership to support decision-making and the deliver improved Commercial performance across CCO.
Take ownership for pricing and strategy decisions and recommendations up to senior leaders and Executive level.Lead development of pricing strategies to feed in to balance growth plans and build on the Bank's brand positioning through its Values and Ethics.
Lead, create and embed a high performance culture though role modelling strong leadership behaviours and encouraging a culture of continuous personal growth.
Extensive and in depth knowledge of the UK Financial Services marketplace, with proven experience of leading significant Banking products/categories (product strategies, pricing, product management, regulation, competitor activity, market developments and trends).