Associate Director, Lending Operations - London, United Kingdom - Lloyds Banking Group

Lloyds Banking Group

Verified Company

London, United Kingdom

1 week ago

Posted by:

Tom O´Connor

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Description

End Date

Monday 19 June 2023

Salary Range

£72,081 - £80,090

Agile Working Options

Other Agile Working Arrangements / Open to Discussion

Job Description Summary

See Below

Job Description:

At Lloyds Banking Group our vision is to be the best bank for our customers. By putting customers first, keeping banking simple and making a difference together, we're helping Britain prosper.

Lending Operations, part of Markets and Lending Delivery, is the operational centre of excellence for commercial lending execution and servicing activities.

The function provides dedicated specialist support for Commercial Banking coverage sectors, Client Products, Business Banking and LBCM, and are a vital partner in delivering for Lloyds Banking Group Clients.

Lending Operations deliver Lending facility documentation, security management, syndicated and bilateral lending, from initial documentation through to drawdown and maintenance of the loan through its lifecycle

We have an exciting opportunity for an Associate Director to join our teams based in Edinburgh, Birmingham and London.

Lending Operations supports Relationship Teams in relation to transactional activity, specifically negotiation of facility and security documentation, due diligence documentation, perfection of security, confirmation of Safe to Lend, loan monitoring and management information systems.

You'll concentrate primarily on the deal management and execution of lending originated from CIC.

You'll need to have comprehensive understanding of Credit Policy, LMA documentation and deal management experience and demonstrate the ability to effectively manage a variety of senior partners.

Your responsibilities will include:

Motivates and develops colleagues driving incremental improvements to the Lending Execution offering.
Enhances Lending Operations' reputation both internally & externally, and delivers in line with key partner expectations.
Provide accurate advice and guidance in respect of credit, transaction and loan management.
Encourages and embraces a collaborative approach to the achievement of local and divisional objectives.
Oversight of complex credit transactions (committed and uncommitted) and non credit related documentation on behalf of Relationship Teams including the scoping, negotiation and execution of lending documentation to ensure compliance with credit/risk sanction and Bank and regulatory policy.
Preparation of credit/risk proposals to seek approval for any material nonstandard terms or documentation/credit policy exceptions when required.
Active management of core data within operational and management information systems to facilitate facilities from sanction through drawdown to repayment.
Providing day to day commercial and technical support, advice and mentorship.
Effective management of key partners including coverage, credit and support teams.
Quality control of documentation and work completed by the Assistant Managers.

Crucial skills and experience:

Proven track record of managing a number of (often competing) workstreams, whilst balancing risk aspects.
Confident, driven, highly flexible, and an excellent communicator with a good current understanding of the external corporate marketplace
Broad organisational awareness and an unparalleled knowledge of credit policy and procedures, particularly with regards to credit documentation.
Multifunctional documentation expertise across complex debt (LMA), intercreditor and security documentation, with ability to consider legal & transactional impacts both in negotiating & thereafter interpreting once the deal is 'live'

Desirable skills:

Demonstration of experience and competence operating within the Corporates and Institutional Coverage sector is desirable
Previous hands on customer relationship management and/or transaction negotiation experience would also be highly beneficial.

So what can we offer you in return?

You'll be rewarded with excellent benefits, personal development and a career that's enriching and full of opportunity

As well as a competitive salary, you'll receive:

A Discretionary Performance Share Award
Generous pension contribution
30 days leave plus bank holidays
Private health cover
Share Schemes

We're committed to building a workforce which reflects the diversity of the customers and communities we serve, and to building an inclusive environment where all our colleagues can be themselves and succeed on merit.

We support the principles of agile working and are happy to consider flexible working arrangements.

At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities.

With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.

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