- Partnering the Retail CFO, ensuring they are constantly briefed on performance and co-ordinating the delivery of key objectives across the division and being a key member of the leadership team.
- Building trusted advisor relationships with business and Finance leads, acting as a key internal advisor by advising operational and financial planning, performance management and execution
- Building and leading a successful team, establishing a clear common purpose, and committing to an outstanding service offering to all customers
- Driving a suitable change agenda to transform the efficiency of the Product Analytics team, including inputting to the Finance Transformation programme, using expertise in analysis and MI development.
- Understanding the CR and CL products, including their manufacture, distribution, and risk management
- Qualified accountant, ACA/CIMA or equivalent, with consistent track record as a finance director within a highly regulated industry
- Knowledge of finance procedures, processes, standard methodology, and competitor behaviour (where relevant) with the ability to develop our team to deliver quality finance services.
- Good knowledge of financial services and implications of product pricing/structuring for accounting recognition
- Ability to influence and align colleagues to make things happen and build trusting and collaborative relationships across the Group.
- Manages ambiguity well and can see things in an innovative way and be able to clearly communicate ideas, proposals, implications.
- Can balance short term and longer-term goals and build simplicity out of complexity to set a clear overall direction and willing and able to make high reaching but reasoned commercial calls.
Finance Director, Financial Planning - Cardiff, United Kingdom - Lloyds Banking Group
Description
Description
Can you think strategically and 'join the dots' to see the bigger picture? Do you enjoy working at pace, are you curious with a genuine desire to make a difference to the businesses we support? Our Finance team are the trusted business partners to Retail, the largest division within Lloyds Banking Group, at the end of 2023 we held customer assets of £368bn and customer deposits of £308bn. Retail comprises of Consumer Relationships (including Mass Affluent) and Consumer Lending businesses.
LBG is proud to offer a broad range of financial products to its customers, including current accounts, savings, mortgages, credit cards, unsecured loans, motor finance and leasing solutions. Our aim is to build enduring relationships that meet more of our customers' financial needs and improve their financial resilience throughout their lifetime, with personalised products and services. Retail operates the largest digital bank and branch network in the UK and continues to improve service levels and reduce conduct risk, whilst working within a prudent risk appetite.
Our businesses are amidst an exciting and important period of change as Retail undertakes a significant level of strategic investment as part of the Group's multi-year transformation. Alongside the increased use of data, this will enable the business to deepen existing customer & colleague relationships and broaden its intermediary offering, in turn improving operational efficiency and delivering increasingly tailored customer propositions.
The role is responsible for the leadership and management of a team of c.80 finance professionals, focusing on the provision of decision support MI, planning, reporting and analytics for Retail, providing business insight through reporting to Group teams and the Group Executive Committee (GEC), alongside external reporting.
You'll be the lead on consolidating the financials and provision of information to the Retail leadership team and GEC. Furthermore, this role will provide analysis to support pricing and commercial decision-making, analysis requests and liaison with LBG's treasury function. You'll work alongside the finance business partners and centres of excellence to produce high quality insight into the key drivers of performance, supporting decision making and driving strategic execution across the businesses.
Key skills & Capabilities
At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.
We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person.
We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we're building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.