Head of Portfolio Management - City of London, United Kingdom - Chamberlain Career Management Limited

Chamberlain Career Management Limited

Verified Company

City of London, United Kingdom

6 days ago

Posted by:

Tom O´Connor

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Description

Head of Portfolio Management - Real Estate Finance

The Bank:

An established, growing, stable and successful challenger bank who focus on business and personal finance in a small number of carefully chosen markets.

Job Purpose:

To proactively manage the division's drawn large loan book of residential and semi-commercial property investment loans with the primary objective of ensuring that loan status and performance is tracked on a regular basis and that all issues are addressedin a timely and appropriate manner.

Key Accountabilities:

Manage a portfolio of the divisions largest counterparty exposures, being the daytoday relationship management contact for these connections.
Manage a team of Portfolio Managers, with ultimate responsibility for the wider large loan portfolio.
Undertake annual client and property site visits in line with agreed bank policies.
Ensure the portfolio performs in line with all required covenants, revaluation and other credit metrics as required.
Refer as appropriate distressed cases to the Business Support Team alongside detailed Trigger Reports detailing issues with the relationship.
Attend required committees and forum within the bank and division to report on the portfolio management business.
Work with the Head of Credit, Head of Underwriting and other key stakeholders to improve the overall underwriting and annual review process and quality through 'lessonslearned'.
Reporting to management and flagging potential issues/problems.
Keeping accurate records, maintaining portfolio monitoring systems and preparing regular portfolio reports and reviews.

Experience Required:

Broad and deep experience of all aspects of residential and semicommercial investment lending with a particular focus, expertise and enthusiasm for relationship and credit management.

Competencies:

Team player with excellent communication skills, flexibility & adaptability.
Keen understanding of and appreciation of UK property market trends and the built environment.
Proven experience in managing large and/or complex real estate investment loan borrower relationships to proactively identify and anticipate client needs.
Leaderships skills with the ability to manage development and performance in a highperforming team.
Highly literate with the ability to write clear, concise, incisive reports.
Highly numerate with strong analytical skills and close attention to detail.

What's on offer:

The chance to build and shape a portfolio management team, in the bank's largest division, gaining significant exposure to EXCO and the Board within a stable, successful and growing organisation.
Competitive basic salary, flexible working, excellent noncontributory pension, annual bonus, private medical, life assurance, gym membership plus other flexible benefits.