Credit Risk Manager - Wolverhampton, United Kingdom - OneSavings Bank Plc
Description
About the team:
As
Credit Risk Manager you will be responsible for facilitating the on-going development of the lending and collections strategy and policies across all of OSB Group's product streams and support the Group Head of Credit Risk Strategy toupscale the Credit Risk unit.
You will have a great opportunity to innovate and collaborate with the wider business to help deliver a state of the art risk management processes.
You will have line management responsibility and use your previous experienceto develop and coach individuals.The role is based from Wolverhampton and there will be occasional travel to other offices, however we are a family friendly organisation and welcome conversations around flexibility.
Our philosophy:
What you will be doing:
In this role, the
Credit Risk Manager will drive qualitative and quantitative analysis of the credit portfolio with a view to improve the book performance and ensure the Bank operates within Risk Appetite
Your responsibilities will include:
- Supporting the upscaling of the Credit Risk unit
- Leading the Credit Risk work streams in the delivery of cross functional business projects, including new product initiatives and the launch of policy / criteria changes
- Providing Risk expertise and analytical support
- Ensure market benchmarking is in place to provide timely views and analysis on areas of potential enhancement or change
- Monitor the effective review of accounts in arrears with core trends reflected in the design of lending and debt management policies;
With a number of exciting opportunities in this role, you will be part of something transformative that will have a major impact.
As the company and team grows, so should you alsoIn return for your commitment:
We offer a base salary dependent on experience between £55,000 and £65,000 and a competitive benefits package
Could you be the one?
We are looking for talented individuals who have the experience and knowledge set out below:
- Strong track record working as Senior Credit Analyst or Manager
- Strong stakeholder management and communication skills with the ability to disseminate complex information at the correct level
- Previous experience in analytical field, particularly within credit, risk or an audit function and the ability to analyse data from various sources, drawing out key themes and summarising into tangible findings
- Excellent understanding of Credit cycle and its related policies and regulation
- Knowledge and understanding of Underwriting in a secured/unsecured lending environment
What to do next
Interviews are a two way street, we aim for them to be relevant and conversational to get the best out of you
- OSB Group are dedicated to diversity in the workplace and committed to treating all our employees and job applicants equally. We embrace equal opportunities and are opposed to discrimination on any grounds._
- As part of our public commitment to the Women in Finance Charter, we have introduced our own initiatives to attract, develop and advance senior women in our sector. _
- We don't stop there though, we have broadened our approach to encourage diversity and inclusion at all levels and in all roles. Our leadership and Executive Committee are right behind us, to the extent that our Diversity Champions sit at Board leveland on a monthly basis receive updates on our progress. _
INDHP
More jobs from OneSavings Bank Plc
-
Legal Counsel
Chatham, United Kingdom - 2 weeks ago
-
Real Estate Manager
Fareham, United Kingdom - 1 week ago
-
Product Pricing Analyst
Wolverhampton, United Kingdom - 1 week ago
-
Senior Operations Control and Assurance Officer
Chatham, United Kingdom - 1 day ago
-
Project Manager
Wolverhampton, United Kingdom - 2 weeks ago
-
Senior Financial Support Specialist
Wolverhampton, United Kingdom - 7 hours ago