Credit Risk Manager - London, United Kingdom - Harnham - Data & Analytics Recruitment

Tom O´Connor

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Tom O´Connor

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Description

Credit Risk Strategy Manager

London

Up to £72,000 + benefits
A fast-paced, innovative lender is seeking a Credit Risk Analytics Manager within a small, flat structured team. It's a highly analytical and strategic role with elements of Credit Risk and Pricing Analytics involved.


The role is two tiers removed from the CEO so you can expect high exposure and an opportunity to take full ownership over credit risk policy and strategy decisions.

The role is also broad so you could be working on an acquisition policy optimization projectone day, tweaking a scorecard model the next, and building an NPV model the next.


You'll have full responsibility for the development and delivery of the strategic agenda in response to new regulations as well as wider credit risk strategies such as affordability, accept/reject, limit assignments and changes, etc.


THE ROLE:


  • Development and optimisation of Credit Risk Strategies and models including in response to regulatory changes
  • Working with stakeholders at senior levels across the business
  • Ownership over Credit Risk and Lending strategies and models
  • Driving the commercial success of the portfolio through Pricing analytics and NPV modelling
  • Manage stakeholders across the business including end to end delivery and championing of analytical ideas and strategy changes
  • Provide specialist support to product team in development of new products, pricing and propositions
  • Manage stakeholder relationships with Directors and board members

YOUR SKILLS AND EXPERIENCE:


  • Experience using SQL and Python would be ideal but there can be flexibility for someone with strong general programming skills
  • Educated to degree level (minimum) in a numeric discipline, ideally from a Russell Group university
  • Experience working in retail credit risk, using data to solve problems and build solutions
  • Strong communication and stakeholder skills
  • Keenness to get stuck in, learn and develop

KEYWORDS:

Credit Risk Analyst, Portfolio Analytics, Credit Risk Strategies, Customer Engagement, Customer Contact Strategies, Acquisitions, Scorecards, Commercial Strategy, Strategic Analytics, Scoring, Analytics, SAS, SQL

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