Commercial Credit Underwriter - Birmingham, United Kingdom - Corporate Recruitment Solutions

Tom O´Connor

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Tom O´Connor

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Description

Job Title:
Commercial Credit Underwriter (Secured Lending) - Commercial Banking


Location - home based with 1 day per week in Birmingham

Salary:
Competitive plus strong benefits


About the Role
Our client is a fully independent bank who offer an alternative ethos centred around positive social impact.

Due to continued growth they have a brand-new role for a
Commercial Credit Underwriter (Secured Lending)with experience of lending in a Commercial Banking environment.

This is an interesting role, reporting to the Head of Credit Underwriting, & taking responsibility for the assessment, authorisation and monitoring of lending within delegated discretions and within agreed policies, procedures and discretionary limits

As the
Commercial Credit Underwriter (Secured Lending) your responsibilities and duties will include:

  • Assess, authorise and monitor lending within delegated discretions, which can be up to a maximum £2m solely.
  • Assess and monitor lending propositions outside own lending discretion, typically with deal sizes up to a maximum £6.0m, and present recommendations to senior colleagues
  • Ensure SLA standards are achieved and that an effective and efficient service is provided to Relationship Managers.
  • Contribute to the regular review of Credit Policies, Procedures and Service Level Agreements.
  • Review updating reports and authorise waiver requests submitted by the Lending Administration Team.
  • Provide guidance on lending related issues to Relationship Managers and assist in their lending training
  • Ensure departmental administration, files, records and diary systems are managed effectively and kept up to date.

About You

Essential Skills and Competencies of theCommercial Credit Underwriter (Secured Lending) role**:

  • Previously held a lending discretion in real estate, general trading or similar
  • Experience of manually underwriting deals in the Commercial space

About the Company


Our client is a social economy lender who work with organisations that aim to have a positive impact on society through economic, social and community change.

They are a fast growing, fully independent bank with great scope for progression within the business.

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