Senior Credit Risk Analyst - Nottingham, United Kingdom - MERJE

Description

Senior Credit Risk Analyst- Nottingham (Hybrid 2 days a week)- £50K- £60K

My Client is on the search for a Senior Credit Risk Analyst to be responsible for driving insight on credit risk strategies using varying data approaches; regularly monitoring key trends in the portfolio and the wider market and identifying risks that operate with them; and analysing and presenting reports to stakeholders. This role also supports a variety of risk management activities including credit decisioning and impairment models.

As a Senior Analyst you'll have the opportunity to manage and mentor junior team members and work on in-depth project-based analysis.

Key Responsibilities:

• Identify new opportunities to improve credit performance, communicate the benefit to key stakeholders and support implementation and monitoring of new strategies.
• Evaluate new and current customers creditworthiness to ensure the business continues to lend safely and remains within Risk Appetite.
• Produce timely and accurate credit risk MI and analysis, communicating any trends or concerns, drawing conclusions, and recommending action.
• Develop and maintain credit risk models to assess the probability of default, loss given default, and exposure at default.
• Support advanced model development, regular model insights and out of course analytical insights and investigations.
• Improve credit risk models, data and processes, by identifying improvements that can be made and recommending potential solutions.

Key Requirements:

• In- depth knowledge of standard and advanced analytical techniques.
• Knowledge and confidence using SQL, Python, SAS and/or R.
• Knowledge of a variety of risk management topics such as IFRS9, IRB, Climate risk, and automated credit decisioning.
• Understanding of Credit Reference Agency data and uses in portfolio monitoring.
• Awareness of the Regulations including EBA Capital Requirements, Mortgage Credit Directive, FCA Mortgage conduct of business, GDPR and PRA Supervisory Statements.
• In depth understanding of IFRS 9 accounting standard and impairment modelling.
• Strong critical thinking, interpretation, and facilitation skills.
• Excellent problem solving and decision-making skills.

If interested, please send your CV to

**NOTE- This Client cannot provide sponsorship so candidates need to have valid right to work**