Mortgage Application Analyst - Hart, County Durham, United Kingdom - Stellar Select

Description

Job Title:
Mortgage Application Analyst


Location:
Fleet with the flexibility to work from home 2 days a week once probation is passed


Salary:
£35,000 to £40,000

Benefits:

Private Medical Insurance through AXA Health
11% non-contributory pension scheme with the option for salary sacrifice
Enhanced Maternity, Paternity and Adoption pay
Life Assurance
Income Protection
Employee Assistant Programme
Extensive Learning and Development opportunities
2 days of paid volunteering each year

Electrical Vehicle Salary Sacrifice SchemeAbout our Client:
Our client is a Buy-to-Let specialist lender that has leading the way since its 2014.

They are more than just a financial institution and are committed to using the power of data-driven insights to fuel innovation.

Aspiring professionals have the opportunity to study the CeMap alongside working to enrich their expertise and paving the way for a successful career journey.

The office space features prayer rooms, breastfeeding rooms, and quiet spaces, ensuring that every individual has a comfortable and inclusive environment.

Need some solo time for focused work? Discover the convenience of singular pods, offering a dedicated space for independent tasks.

Our client invites you to be a part of a community where your skills are valued, your growth is nurtured, and your contribution shapes the trajectory of the company.

About the Role:

This is a newly created role and will involve the end-to-end oversight of the broker panel including adding, removing and monitoring brokers, and reviewing broker quality via declined and cancelled rates.

This is a great opportunity to shape and develop the role and support the business in the growth of the function.

For this role, our client is happy to consider candidates who understand mortgages and have experience in packaging/underwriting mortgage cases.

Responsibilities:

To action and maintain all information from lenders on Brokers, reporting correctly onto the SIRA system.
To action and consider all broker appeals together with any broker panel queries from across the business.
Develop and maintain cooperative relationships between all internal stakeholders and investigate all referrals professionally.
Work fraud systems such as CIFAS, SIRA & Hunter to mitigate potential losses.
To investigate all intelligence and action accordingly.

Carrying out Broker reviews, liaising with sales to either arrange they visit the broker or before the removal of a Broker and preparing a management report for the Credit Committee.

Reporting the removal decision in a professional manner to Broker Support, the Broker, FCA, and other Lenders.
Prepare Management Reports, ensuring they are prepared in time for Exco or Credit Committee meetings.
Analyse broker data to protect the business

Experience required:
Proven experience in packaging/underwriting mortgage cases.
Proven ability to exercise good commercial and professional judgment.
Effective communication skills both written and verbal.
Good attention to detail
Adaptive to ongoing change
PC literate with knowledge of Microsoft Office products
Enthusiastic, flexible, and keen to learn and develop a career.
Knowledge of Hunter, CIFAS & SIRA systems would be beneficial but not essential

Trusting Stellar Select:
At Stellar Select, our commitment goes beyond recruitment; it's about crafting experiences that elevate your career journey.

We take pride in delivering excellent services to our candidates and always going the extra mile to ensure your success.

Our foundation is built on openness and transparency. We believe in clear communication with everyone we work with, fostering an environment of trust, honesty and fairness.

Embark on your career journey with confidence, knowing that our services are designed with your success in mind.

Here's what our complimentary service includes:

Expert Consultants:
We are your allies, dedicated to understanding your goals and guiding you toward success.

Industry Expertise:

Benefit from our in-depth knowledge of the industry, providing you with insights that set you apart in your career.

1-2-1

Experience Discussion:
Your experiences matter. Engage in personalised discussions about your journey and how it aligns with the job role.

Interview Preparation:
Step into interviews with confidence. We provide thorough preparation to ensure you shine in every interaction.

Negotiation of Job Offers:
We'll manage the negotiations on your behalf, aiming for offers that align with your expectations.

Market Insights:
Stay informed with the financial market insights that empower you to make informed career decisions.

Recruitment Process Updates:
No more uncertainty. We keep you in the loop with regular updates on your recruitment process.

Matching to Other Roles:
Your journey doesn't end with one opportunity. We explore matches to other roles based on your experience and interests.

Referral Programs:
Spread the word and be rewarded.
For more information regarding the role of Mortgage Application Analyst please contact us

Stellar Select is acting as an employment agency and is a corporate member of the REC