Underwriter - Manchester, United Kingdom - The Pilot Group

Tom O´Connor

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Tom O´Connor

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Description

Welcome to Roma Finance
We are a multi-award winning lender and pride ourselves on being a diverse and forward-thinking company. We provide an experience of lending less ordinary, because every case is different.


Over time, we envision ourselves achieving growth by diversifying and increasing our presence in the market, and continuing our service as a valued provider, being the first choice to our customers.


As a commercial finance services provider, our mission is to continue to meet the needs of our diverse customer base, ensuring that we embody professionalism and integrity, to set the benchmark in creating value and wealth for our borrowers.

Our dynamic team working together, each with their individual skill sets, contribute to helping our company gain success. Our focus is firmly based on performing with excellence with a passion to excel, continuously increasing our standards. We work collectivelyand inclusively, building a collaborative, honest, flexible and relaxed company culture.


To develop lasting relationships, our approach is to deliver outstanding products with an unsurpassed service that combined, delivers premium value to our customers.


Roma finance understands that every property transaction is unique, that why we put flexibility at the forefront of everything that we do.


Our promise to all of our colleagues, is to maintain a healthy, safe, friendly and prosperous business environment of fostering collaboration, where innovation is encouraged.


Underwriter - Manchester


Are you looking to increase your skill set and move into a highly analytical role? Working within the Underwriting department at Roma Finance, based in the heart of Manchester, the Underwriter will be responsible for determining the risk and eligibilityof cases, by evaluating the viability of applicants for loan processing.

This is an excellent opportunity to join a dynamic, innovative and growing business within the specialist financial services industry.


Main Duties/Responsibilities

  • Work with Business Development Managers on new deals to ensure that new enquiries are within appetite and meet credit policy requirements
  • Ensure documentation is collated and stored in line with company policies regarding data protection regulations
  • Keep up to date with compliance and regulatory requirements ensuring the business operates in a legal and compliant manner
  • Work with Directors and the Sales Team to ensure transparency of casework and decision making to build market share through working with professional introducers and packagers
  • Produce lending sign off sheets with outcome recommendations for Credit Committee and management to enable effective risk management
  • Carry out necessary due diligence on all cases to analyse risk by using appropriate credit referencing agencies
  • Update internal systems with progress on cases to provide an accurate overview of updates to internal stakeholders
  • Communicate effectively, confidently and consistently nurturing relationships and building a strong presence with intermediaries, Solicitors and Surveyors
  • Assist the Customer Services Department post completion, where necessary, to ensure drawdowns are approved and completed within agreed timeframes
  • Work on additional projects for the business when required to ensure strategic goals are delivered
  • Ensure that the business is performing efficiently, suggesting process improvements that will not detract from managing credit risk to streamline efficiencies ensuring continuous improvement and customer satisfaction
  • Train, support and develop new and less experienced Underwriters to improve overall performance and achieve results
  • Sign off loans within mandate to ensure credit decisions are within policy

Person Specification
Analytical, Communicative, Proactive, Driven, Detailed, Organised, Resilient, Confident, Adaptable,


Profile

  • Minimum of 1 years underwriting experience required
  • Experience of Development Finance underwriting is desirable
  • Strong organizational skills
  • Excellent written and verbal communication skills
  • Great interpersonal skills
  • Good level of IT skills
  • Good attention to detail
  • Flexible in approach to work
  • Excellent team player

Benefits to working for Roma Finance

  • Hybrid working


  • Healthshield

  • Healthcare, Dental, Optical
  • Life Assurance (after 3 months) 4 x annual salary
  • 25 days holiday P.A plus bank holidays
**Diversity and Inclusion

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