-
Underwriter
4 days ago
Personnel Selection Fleet, United KingdomThe opportunity is based in Fleet working the hours of Mon to Fri 9am - 5pm with a hybrid work pattern available upon the successful completion of the probationary period of 3 months. You will receive a salary of £30 to £35k depending on experience, along with a discretionary ann ...
-
Part Time Administration Assistant
1 day ago
Personnel Selection Fleet, United Kingdom Part timeDue to the continued growth and success of the business and having recently successfully recruited into this team, we now require a Part Time Administration Assistant within the Mortgage Underwriting department working within the wider Operations Team based at our offices in Flee ...
-
Mortgage Underwriter
1 week ago
Fleet Mortgages Fleet, United Kingdom**Job Title**:Mortgage Underwriter · **Location**:Fleet · **Salary**: £30,000 - £35,000 · **About Fleet Mortgages** · Fleet Mortgages is a major player in the specialist Buy to Let Mortgage market. We are growing our business and have an opportunity for an Underwriter to join our ...
-
Mortgage Hybrid Specialist
1 week ago
Fleet Mortgages Fleet, Hampshire, United KingdomJob Title: Credit Assurance Specialist · Fleet, Hampshire (Hybrid after 3 months) · About Fleet Mortgages · Fleet Mortgages is a major player in the specialist Buy to Let Mortgage market. We are growing our business and have an opportunity for a Credit Assurance Specialist to j ...
-
Commercial Mortgage Underwriter
2 weeks ago
Stellar Select Fleet, Hampshire, United KingdomJob Title : Mortgage Underwriter · Fleet or Cardiff, with flexibility to work from home 2 days a week once probation is · Salary: £30,000 - £35,000 depending on experience · Hours: Monday to Friday 9 am to 5 pm · Private Medical Insurance through AXA Health · ~11% non-contri ...
-
Mortgage Application Analyst
1 week ago
Stellar Select Fleet, Hampshire, United KingdomJob Title : Mortgage Application Analyst · Fleet with the flexibility to work from home 2 days a week once probation is passed · Private Medical Insurance through AXA Health · ~11% non-contributory pension scheme with the option for salary sacrifice · ~ Enhanced Maternity, Pa ...
-
Mortgage Application Analyst
1 week ago
Stellar Select Fleet, Hampshire, United KingdomJob Title: Mortgage Application Analyst · Location: Fleet with the flexibility to work from home 2 days a week once probation is passed Salary: £35,000 to £40,000 Benefits: Private Medical Insurance through AXA Health · 11% non-contributory pension scheme with the option for sa ...
-
Underwriter - Financial Services
3 days ago
Personnel Selection Fleet, United Kingdom Permanent, Full timeAn additional role has arisen for a Mortgage Underwriter due to our continued success. Having successfully recruited for the Underwriting team during 2023, we now have an additional vacancy for an Underwriter with previous mortgage experience to work as part of our wider Underwri ...
-
Administration Assistant
2 weeks ago
Personnel Selection Fleet, United Kingdom Permanent, Full timeDue to the continued growth and success of the business, we now require an additional two Administration Assistants (Underwriting Assistant) within the Mortgage Underwriting department working within the wider Operations Team. This is an excellent opportunity to join a well estab ...
-
Mortgage Application Analyst
5 days ago
Stellar Select Hart, County Durham, United KingdomJob Title: Mortgage Application Analyst · Fleet with the flexibility to work from home 2 days a week once probation is passed · Private Medical Insurance through AXA Health · 11% non-contributory pension scheme with the option for salary sacrifice · Enhanced Maternity, Paternity ...
Credit Underwriter - Fleet, United Kingdom - Personnel Selection
Description
Due to our continued success, we have an exciting opportunity within the Credit Risk team for a Credit Underwriter working for a successful financial services company within the buy to let mortgage sector.
Reporting into the Credit Director, you will be based in Fleet working the hours of 9am – 5pm with WFH options available after training.
You will receive a salary of up to £45k dependent on experience, a discretionary annual bonus, plus 25 days holiday, non-contributory pension, private healthcare, life assurance and income protection.
The role would suit candidates with proven underwriting experience within the mortgage sector.The Credit Underwriter role is to provide vital support to all areas of the business, from criteria, property queries, title issues, tracing customers, Suspicious Activity Reports to fraud.
To be a point of referral on complex cases from around the business, as to whether we can consider an application.
To accurately analyse and understand key elements of all mortgage applications, whilst ensuring adherence to all our policies or where the case is of good quality but outside policy recommend to our funders as an exception for all approval.
Also help to protect the Company from the risk of fraud by using our anti-fraud systems such as CIFAS and SIRA to investigate and act upon information received in a timely manner.
To provide a professional, efficient, and high standard of customer service to the rest of business, our customers, intermediaries, valuers, and solicitors.
To manually underwrite portfolio and complex BTL cases.
To recommend portfolio and complex BTL cases to our Funder.
To assist in maintaining and updating the lending policy, by researching, and recommending policy changes
Develop and maintain co-operative relationships between all internal stakeholders and investigate all referrals in a professional manner. (Underwriting and Sales)
Work our Fraud systems such as CIFAS, SIRA& Hunter to mitigate potential losses
To investigate suspicious alerts identified by our fraud prevention systems.
Exercise personal lending discretion when assessing exceptions.
Carrying out Broker reviews, liaising with sales before removal of a Broker
To assist in preparing Management Reports, ensuring they are prepared in time for Exco or Credit Committee meetings.
To be successful as our Credit Underwriter, you should have the following:
Current or previous experience of working within the mortgage industry with a strong mortgage underwriting background, preferably with proven underwriting experience and having currently or previously held a mandate.
Effective communication skills both written and verbal.
Adaptive to ongoing change
Enthusiastic, flexible, and keen to learn and develop a career.
Knowledge of CIFAS & SIRA systems would be beneficial but not essential
In return we can offer a salary up to £45k plus discretionary bonus, a full benefits package and the opportunity to WFH and progress your career within the business.
Please submit your CV asap for immediate consideration