Credit Risk Analyst - Chester, Cheshire, United Kingdom - MERJE

Description

Credit Risk Analyst- Chester- Up to £43K

This is an exciting opportunity for a Credit Risk Analyst to join the growing Credit Risk Collections Strategy function of this organisation.

As part of the Risk team, the role is primarily tasked with providing assurance that the company is operating within its credit risk appetite.

This is done through oversight of the business lines and production, maintenance and enhancement of credit risk reporting and analysis.

As a Credit Risk Analyst, the successful candidate will undertake both routine and project work involving the analysis of credit risk performance, to contribute actively to our business strategy.

Producing and distributing management information, you will support the building and development of credit metrics, as well as projects to deliver credit risk control.

Performing detailed and well documented analytical analysis to support the development of strategies, policies, models and processes.
Developing and maintaining Collections systems
Delivering credit risk reporting for management on a monthly and quarterly basis and enhancements through automation.

An understanding of the concept of retail credit risk management with a grasp of the basic principles of credit scoring.

An awareness of the credit lending business and the full customer lifecycle, including new lending, account management, fraud prevention and arrears management.

Some knowledge and practical experience data analysis tools such as SAS, SQL, etc.
Highly proficient with MS Office, specifically Excel & PowerPoint.
Good time management skills – ability to manage own workload and be flexible. Ability to prioritise workloads for optimum performance.
Strong communicator – able to deliver technical or in-depth analyses to a non-technical audience.