Lending Operations Specialist - London, United Kingdom - Maslow Capital

Description

Job Description

We are looking for someone with a minimum of 5 years' experience of property finance from a lending operations perspective to join our well-regarded team. A successful candidate will be able to deal with multiple stakeholders, will be hard working and with a can-do proactive attitude.

Key duties:

• Funding: conduct weekly and monthly forecasting of completions and draw-downs and ensure that capital is called optimally from our funding sources.
• Payments: conduct call-backs and act as payment approver on various LendCo bank accounts, ensuring payment waterfalls and cash sweeps are correctly executed.
• Loan statements: ensure that fees, draw-downs and repayments are applied to customer statements timeously and that redemption statements are checked.
• System validation: ensure that Maslow lending systems are up to date and accurate at all times and that second level validations at completion, monthly build draw-down, extension etc. are carried out.
• Loan servicing: ensure that loan document deliverables are loaded into Maslow's lending system at completion and track the same, reporting on a T-30 basis to ensure compliance is maintained.
• Loan documentation: use pre and post completion and redemption checklists to ensure that Maslow credit and loan documentation files and systems are complete and accurate at all times.
• Sales and redemption: ensure that accommodation schedules and sales/deposit reconciliations are accurate and up to date, monitor bank accounts, check individual unit sales and proceeds received and ensure they are correctly applied to loan statements. Liaise with solicitors and ensure all security release documentation is correctly executed and saved.
• KYC: support deal teams by undertaking customer credit and surveillance bureau searches, undertaking first-pass checks of individual and company documents, ensuring compliance with KYC/AML policy standards.
• Flags and alerts: ensure the live portfolio is accurately set-up in Companies House, Credit Bureau and Sanctions/PEP systems and that any hits are followed-up with Deal Teams in real time.
• Reports: ensure that regular reports generated from system MI are accurate e.g. sales, contractor
• Undertake ad-hoc projects as required

Required experience, skills and characteristics:

We are looking for someone with experience in these key areas:

• Minimum 5 years of experience of property finance lending operations, ideally Bridging and/or Development Finance.
• Exceptional attention to detail and accuracy.
• Responsive and comfortable handling multiple tasks at the same time.
• Team player who deals effectively and openly with colleagues, and seeks out opportunities to improve processes and help the wider team.
• Numerate and able to check system produced output and spot mistakes e.g. interest accruals and fee calculations.
• Proficient in financial software and Microsoft Office suite.