Senior Credit Risk Analyst - City of London, United Kingdom - Huxley

    Huxley
    Huxley City of London, United Kingdom

    2 weeks ago

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    Description

    Job Description

    Credit Risk Manager cards payments

    This is a new and exclusive opportunity for a Credit Risk Manager to take the lead on the development, implementation and ongoing monitoring of credit risk strategies for Credit Cards

    This is a really interesting role with a lot of opportunity from day one

    Role details

    • Title- Credit Risk Manager
    • Business area: Credit Risk, cards, payments
    • Location- flexible on location- office locations include London, Bradford, Chatham. We look for 1, 2 or 3 days in the office and otherwise flexible on your working arrangements
    • Salary £70,000- £85,000 dependant on experience and location

    You and Your Team:

    As a Credit Risk Manager you will be responsible for the development, implementation and ongoing monitoring of credit risk strategies for Credit Cards - covering acquisitions and existing customer management - through providing clear recommendations on how best to drive good customer and business outcomes.

    In your day-to-day role, as a Credit Risk Manager you will:

    • Establishing a credit risk framework - incorporating risk monitoring and feedback processes - to ensure appropriate decisioning for both customers and the business within the Group's risk appetite
    • Driving the optimisation of lending decisions through test and learn initiatives to identify champion strategies
    • Influencing stakeholders across the Group - ranging from peers to Senior Management - to gain buy-in and support to deliver change as required

    Leadership responsibilities:

    • Setting a clear strategic vision for analysts within the Revolving Lending team, combining the distinct aspects of acquisition decisioning and existing customer management into a cohesive function
    • Recruiting, developing and coaching colleagues to ensure the right level of capability, skills and engagement to maintain a high performing team

    Amongst others, so this role has a lot of ownership and responsibility from day one

    What we are looking for from you

    • History of working within Credit Risk - preferably specialising in Credit Cards across the Credit lifecycle
    • Strong numerical capability with experience in converting analytical information into a business narrative through strong commercial acumen

    This is a genuinely interesting role, with a lot of opportunity from day one

    For more information, and the chance to be considered, please do send through a CV

    Good luck

    To find out more about Huxley, please visit