Priya Kumar

Experienced KYC, AML and Financial Crime analyst who has demonstrated efficiency in assuring quality while conducting in depth investigations to assess overall risk. Looking to gain and transfer ongoing knowledge in order to deliver strategic and innovative projects important to sustain the future requirements for the compliance as well as regulatory framework.

Jan 2022 – Present                                              Senior KYC Analyst                                                       Genpact

• Completing KYC profiles in a timely manner and conducting CDD / EDD of High-Risk customers 
• Screening and discounting PEPs, Sanctions, Adverse Media for False positive hits or potential match
• Monitoring transactions and analysing their nature, frequency and patterns. 
• Investigations and escalations of true positive hits and suspicious activities.
• Interacting with Front office, Compliance and SARU departments.
• Analysing Source of Funds and Source of wealth based on internal systems as well as open searches.

Feb 2021 – Jan 2022                                            KYC Analyst                                                                    Ebury Partners

• Comprehensive CDD and EDD checks for foreign and domestic entities which includes identification and analysis of complex ownership structures (UBO and controller), and transaction patterns.
• Performing anti-financial crime checks as part of the remediation process essential to meet the overall legal and regulatory requirements along with internal KYC procedure.
• Analysing documentation and extracting information for corporates located in various jurisdictions. 
• Conducting investigations on Adverse Media and transaction alerts. 
• Representing the firm in relation to the FCA, NBB, and JMLSG rules and regulations. 
• Interacting with key stakeholders including Front Office and Compliance.
• Performing Customer Due Diligence and Enhanced Due Diligence through implemented AML policies and risk assessment to determine downstream impacts.

Key achievements:

• Accreditation for achieving High Quality of work.

July 2020 – Jan 2021                                                    Financial Crime Officer                                                Punjab National Bank

• Screening checks to Identify alerted payments, Sanctions, PEPs and Adverse Media.
• Conducting in-depth Transaction Monitoring and Fraud investigation.
• Analysing alerted Payments for potential Money Laundering as well as Terrorist Financing risk and escalating to the MLRO through SARs.
• Remediating High, Medium, Low Risk Individual as well as Corporate clients.
• Conducting Quality Assurance and Quality Checks to ensure high standards of risk and compliance.
• Interacting with key stakeholders including Front Offices and different departments within the Bank.

Key Achievements:

• Opportunity to be selected from the team leader to work for the Financial Crime team after successfully complete the remediation project.
• Praised by senior staff members for outstanding closure of transaction monitoring cases. 
• Appreciation received from the Deputy Head of Compliance by meeting demanding targets and giving full commitment to the organisation.

Dec 2018- Aug 2019                                                     Personal Banker                                                            State Bank of India

• Processing Faster Payments, INR remittances, BACS, CHAPS and SWIFT with awareness of cut off times. 
• Balancing and Monitoring Transactions in terms of Cash Deposit, Cash Withdraw and FOREX Conversion.
• Ensuring KYC checks as well as AML adherence for new and existing clients. 
• Performing Quality Assurance and control relevant documentation while opening and closing accounts.
• Complying with AML, GDPR, FCA and PRA rules and regulation in order to maintain security standards. 
• Reporting Suspicious Activities and Identifying Fraudulent Movements. 
• Screening checks through CIFAS (immigration), Experian (Address), World Check and Dow Jones 

         Key achievements:

• Minimised chances for Fraud and Money Laundering through Suspicious Activity Report (SAR).
• Increased profits by encouraging clients for considering new investments schemes including fixed deposits and Buy-to-Let Mortgages.

Apr 2016 – Dec 2018                                                    NHS Medical Assistant                                                Britannia Pharmacy

• Responding to health symptoms by using product knowledge.
• Maintaining patient’s confidentiality through GDPR rules and regulations. 
• Communicating with GP surgeries as well as requesting patient’s prescriptions through the system.
• Ordering, receiving, managing stock and checking deliveries.

Key achievements: 

• Level 2 NVQ to meet the General Pharmaceutical council requirements for Medicine Counter Assistant NPA Pharmacy Interact. 
• Marked a positive impact on patients by advising on how to lead a healthy lifestyle.

Sept 2018 - Dec 2018                                 Human Resource Administrator                                                  TeamworkGB

• Liaising with recruitment agencies, jobcentres, colleges and universities.
• Assisting in the recruitment process and on-boarding new starters. 
• Creating presentations and business proposal drafts.            
• Promoting employee retention through health and safety, wellbeing, training and rewards.

• Sept 2015 - Apr 2018                 University of Greenwich        Business Management             1stClass Honours

Dissertation Topic: How the Uberisation of services has disrupted the traditional business model in the age of the Internet. 

Modules: International Business Relations, Strategic Management, Operations, Human Resources and Marketing.

• Sept 2010 - Jun 2015       Istituto Grazio Cossali - Italy            Diploma Liceo Linguistico                           78%