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Credit Underwriter
3 weeks ago
Stellar Select Hart, County Durham, United KingdomJob Title: Credit Underwriter · Location: Fleet with some flexibility to work from home up to 2 days a week once probation is passed · Salary: Up to £45,000 depending on experience · Hours: 35-hour week, Monday to Friday, 9 am to 5 pm · Benefits: · Private Medical Insurance throu ...
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Mortgage Application Analyst
2 weeks ago
Stellar Select Hart, County Durham, United KingdomJob Title: Mortgage Application Analyst · Fleet with the flexibility to work from home 2 days a week once probation is passed · Private Medical Insurance through AXA Health · 11% non-contributory pension scheme with the option for salary sacrifice · Enhanced Maternity, Paternity ...
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Mortgage Application Analyst
3 weeks ago
Stellar Select Hart, County Durham, United KingdomJob Title: Mortgage Application Analyst · Location: Fleet with the flexibility to work from home 2 days a week once probation is passed · Salary: £35,000 to £40,000 · Benefits: · Private Medical Insurance through AXA Health · 11% non-contributory pension scheme with the option fo ...
Credit Underwriter - Hart, County Durham, United Kingdom - Stellar Select
Description
Job Title:
Credit Underwriter
Fleet with some flexibility to work from home up to 2 days a week once probation is passed
Salary:
Up to £45,000 depending on experience
Hours: 35-hour week, Monday to Friday, 9 am to 5 pm
Private Medical Insurance through AXA Health
11% non-contributory pension scheme with the option for salary sacrifice
Enhanced Maternity, Paternity and Adoption pay
Life Assurance
Employee Assistant Programme
Extensive Learning and Development opportunities
Electrical Vehicle Salary Sacrifice SchemeAbout the role of Credit Underwriter
Our client is a Specialist Mortgage Lender who has a great opportunity available for a Credit Underwriter to join their Credit Risk team.
The successful candidate will be providing vital support to all areas of the business, from criteria, property queries, title issues, tracing customers, and Suspicious Activity Reports to fraud.
To accurately analyse and understand key elements of all mortgage applications, whilst ensuring adherence to all policies or where the case is of good quality but outside policy recommend to our funders as an exception for all approval.
Also, help to protect the Company from the risk of fraud by using anti-fraud systems such as CIFAS and SIRA to investigate and act upon information received in a timely manner.
To assist in maintaining and updating the lending policy, by researching, and recommending policy changes
Work Fraud systems such as CIFAS, SIRA & Hunter to mitigate potential losses
To investigate suspicious alerts identified by fraud prevention systems.
To assist in preparing Management Reports, ensuring they are prepared in time for Exco or Credit Committee meetingsExperience required for the position of Credit Underwriter
Current or previous experience working within the mortgage industry with a strong mortgage underwriting background, preferably with at least 5 years of underwriting experience and having currently or previously held a mandate.
PC literate with a knowledge of Microsoft Office products
Enthusiastic, flexible, and keen to learn and develop a career
Knowledge of CIFAS & SIRA systems would be beneficial but not essentialFor more information regarding the role of Credit Underwriter please contact us