Completions Officer - Wrexham, United Kingdom - Chetwood Financial Limited

Tom O´Connor

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Tom O´Connor

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Description

About Chetwood Financial Bank:


We are a digital, forward thinking fintech Bank using the best technology to help make our customers financially better off.

We focus on creating distinctive and disruptive financial products for underserved segments of the market. We are experts within the intermediary market specialising in Loans and Savings as well as buy to let mortgages. Our tech platform is designed to make buy to let mortgages smarter, faster and simpler for brokers and landlords.

We have secured strategic investment from Elliott Advisors of over £150mil of capital, underpinning the planned growth of the business over the next few years.


What you'll be doing?

Role Purpose
The completion process is the last step in the journey to become a customer. You will be responsible for ensuring all mortgage offer conditions are satisfied and financial threats through, security risk, financial crime or error are managed so that customers complete loans when they need to and that these comply with their offer of advance

The Completions officer will liaise and provide guidance to brokers, valuers and solicitors on lending policy and internal processes.


Responsibilities

  • Liaise with Underwriters and Case Managers on any completion queries i.e., COT received, completion calls, updates to all parties
  • Reviewing legal correspondence from solicitors, providing responses where possible and referring queries to the underwriter or valuer if appropriate
  • Pursue outstanding documents ensuring offer conditions are satisfied before authorising the release of funds.
  • Capability of meeting service level agreements and maintaining excellent customer service
  • Authenticate the Certificate of Title to ensure details provided by the panel of solicitors are accurate and adequate to proceed to completion.
  • Utilising the Solicitors Query Guide, Lenders Handbook and other resources where necessary before making a welljudged decision.
  • Showing confidence in your decisionmaking when either rejecting/accepting a COT and calling the Solicitors before rejecting the COT.
  • Dealing with various other ad hoc duties that help to assist the Team to ensure a smooth daytoday running.
  • Processing of Certificates of Titles (COTs) to ensure compliance with all mortgage offer conditions prior to signoff by a senior team member.

Skills and experience

  • 12 months experience as a Completions Officer within a fastmoving buytolet lender is essential.
  • Sound knowledge of mortgages and lending
  • IT literate, including G Suite
  • Ability to prioritise tasks and manage time effectively, working on own initiative and as part of a team in order to meet SLA's and deadlines
  • Good verbal and written communication skills; able to remain calm under pressure
  • Attention to detail
  • Flexible approach and attitude
  • Confident in dealing with brokers and solicitors and thirdparty stakeholders

Chetwood Benefits:


  • Competitive salary
  • 25 days holiday PLUS your BIRTHDAY off
  • Pension contribution with Royal London
  • Life Assurance
  • Private medical, dental and optical health insurance with Axa


  • Hybrid working

  • Wrexham or Central London
  • Free breakfast available

Data Protection


We anticipate that we will retain your data as part of the recruitment process for no longer than is necessary for the purpose for which it was collected unless we have sought your consent to keep your data for future suitable job vacancies.

Chetwood Financial Ltd does not accept speculative or unsolicited CVs from Recruitment Agencies.


Any unsolicited CVs received will be treated as the property of Chetwood Financial and Terms & Conditions associated with the use of such CVs will be considered null and void.


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