Payment Fraud Prevention Associate - Cardiff, United Kingdom - Starling Bank

Starling Bank

Verified Company

Cardiff, United Kingdom

1 week ago

Posted by:

Tom O´Connor

beBee Recruiter

Description

Hello, we're Starling.

We built a new kind of bank because we knew technology had the power to help people save, spend and manage their money in a new and transformative way.

We're a fully licensed UK bank with the culture and spirit of a fast-moving, disruptive tech company.

We're a bank, but better:
fairer, easier to use and designed to demystify money for everyone. We employ more than 3,000 people across our London, Southampton, Cardiff and Manchester offices.
The Payment Fraud Prevention Team pride themselves on protecting our customers from falling victim to scams.

As a Payment Fraud Prevention Associate, you'll play a vital role in discussing concerning payments with our customers and providing education on scams that we are seeing within the Financial Sector.

You'll work in a close knit group, with support of senior members of staff to deliver the best outcomes for customers and to keep their funds from falling into the wrong hands.

Applications for this role will close on May 21st.

The Shifts:

This role will operate on a shift pattern - 37.5hrs a week (5x7.

5hr shifts), on a 5 week rotation pattern structured as follows:

Week - Monday to Friday - 13:30 - 22:00
Week - Monday to Friday - 09:00 - 17:30
Week - Monday to Thursday - 09:00 - 17:30 & Saturday - Sunday 13:30 - 22:00
Week - Tuesday & Friday 09:00 - 17:30 and Wednesday & Sunday 06:00 - 14:30
Week - Monday to Tuesday & Thursday to Saturday 06:00 - 14:30

Training for the role:

We have a 6 week training programme which is run from the office so you'll need to be able to commit to being in the office every day for your first 6 weeks with us.

The training gives you all of the skills and support you need to succeed at Starling

We offer hybrid working; once your training has been completed, you'll spend around 20% of the time in the office with your team and 80% working from home.

The recruitment process:

After this, the final stage would be a video interview with our Fraud Claims team, where they will discuss the role, your skills and experience in more detail and answer any questions you may have about the role and what to expect

Responsibilities:

Completing outbound calls to customers, identifying possible impersonation attempts and scams to minimise fraud risk, financial loss and regulatory breaches.
Review payments completed by customers based on information provided to prevent scams from taking place.
Working to a high standard, meeting strict timeframes whilst working under pressure.
Communicating directly with customers following unauthorised and authorised fraud claims, through inapp messages or via telephony to establish circumstances and additional information, before providing a fair and logical decision, with supporting rationale.
Document research findings and actions on cases for possible referrals for suspicious activity, identity theft operations and suspected money laundering
Work as part of a team and supporting colleagues as and when required in order to reduce workload(s).
Ensuring tickets are prioritised and worked within SLA to provide the best possible customer experience, especially when they're a victim of fraud.
Proactively identifying financial crime trends through data analysis and sharing findings with leadership as and when required.

Requirements:

Keen interest in stopping Fraud whilst considering the impact of how an investigation can impact genuine customers.
You will have 1 years' experience in a Retail Bank environment, desirably within a Customer Service function.
Understanding or knowledge of the Continuous Reimbursement Model (CRM) Code is desirable.
Excellent communication skills, both written and orally.
A team player who is also able to work independently to deliver in a fastpaced work environment.
Attention to detail, with the ability to act with urgency and escalate issues as and when necessary.
Ability to liaise with different teams and stakeholders with confidence to assist your investigations.
Strong interpersonal and organisational skills.
Ability to understand complex problems and identify potential solutions.
Able to adapt to change positively and quickly.
Experience of working in a telephony environment and have the skills to speak to customers confidently, demonstrating the core values which are aligned with Starling's 'tone of voice'.

Benefits:

25 days holiday (plus take your public holiday allowance whenever works best for you)
An extra day's holiday for your birthday
Annual leave is increased with length of service, and you can choose to buy or sell up to five extra days off
16 hours paid volunteering time a year
Salary sacrifice, company enhanced pension scheme
Life insurance at 4x your salary & group income protection
Private Medical Insurance with VitalityHealth including mental health support and cancer care. Partner benefits include discounts with Waitrose, Mr&Mrs Smith and