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    Pensions and System Analyst - London, United Kingdom - Capital On Tap

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    Description
    We provide an all-in-one business credit card & spend management platform, built for SMEs. Over 200,000 small businesses have spent more than £8 billion on their Capital on Tap Business Credit Cards.

    The Decisioning Team owns the credit decision platform (GDS Link) at Capital on Tap, where customer flows, policy rules, and scorecards are implemented.

    The Decisioning team works closely with Data Science, Credit Underwriting, Business Operations, and Engineering teams to understand what implementations and updates are needed to ensure we make the correct decisions for new credit applications.

    As a Decision Systems Analyst, you'll implement and update customer flows, policy rules, and scorecards, as well as test and maintain our decision platform.

    You'll also find ways to optimise our underwriting and credit decisioning by utilising new data, data sources, and strategies.
    This would be a hybrid position, working from our London Offices 1-2 days per week
    Conduct ad-hoc analyses to understand portfolio performance
    Build out monitoring for automated decisioning
    Work with the wider IT & Engineering teams to ensure we have robust data to support our underwriting
    Support the Credit and Data Science teams with strategic projects, for example, the implementation of a new scorecard or pilot
    Regularly review and update underwriting rules to ensure they align with business objectives, regulatory requirements, and industry best practices
    Good knowledge of scripting - experience with LUA, Python, or Ruby would be preferred
    Experience in software configuration or experience working with "Decision" or "Rule" Engines such as GDS Link, Experian PowerCurve, FICO Blaze, or Provenir
    Knowledge of database structures such as SQL or MongoDB
    Experience of network protocols (either SOAP or REST)
    Private Healthcare through Vitality
    Worldwide travel insurance through Vitality
    Anniversary Rewards (£250, £500, £750, 4-week fully paid sabbatical)
    Enhanced Parental Leave
    Season Ticket Loan
    Dog Friendly Offices
    Diversity and Inclusion
    Do you require sponsorship to work in the UK?

    Keeping your data safe is really important to us *

    At Capital on Tap we are fully focused on equality and believe deeply in diversity of race, gender, sexual orientation, religion, ethnicity, ability, national origin and all the other characteristics that make us who we are.

    The first step in this process is gathering anonymous data on our candidates. We would encourage you to help us by filling in the form below.
    Female
    Male
    Indian
    Chinese
    Gypsy or Irish Traveller
    Do you consider yourself to have a disability or health condition? (Primary carer of a child/children
    Primary carer of disabled child/children
    Primary carer of disabled adult

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