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    Consumer Finance Underwriter - London, United Kingdom - Loans 2 Go Limited

    Loans 2 Go Limited
    Loans 2 Go Limited London, United Kingdom

    1 week ago

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    Description

    Company:
    Loans 2

    Go Ltd Role:
    Consumer Finance UnderwriterSalary: £29,512 to £36,890 pa, dependent on skills and experienceLocation: Putney, SW15

    Start Date:

    ASAP

    Company Overview:

    Loans 2 Go Limited (L2G) is an industry leader in providing alternative, affordable personal loans; we aim to give lines of credit to those who mainstream lenders have neglected.

    We are growing and adapting fast; with over 20 years of operation nationwide, we have helped hundreds of thousands of customers and the business has transformed from a traditional high-street lender to a multi-channel, online loan provider.

    We are regulated by the Financial Conduct Authority and fully compliant with our obligations under Consumer Duty.

    We understand the importance of providing fair and transparent products and services as the key to unlocking a prosperous future for the business.

    We will continue to adapt, improve, and implement changes where required to improve our people, the business, and the overall quality of our customer experience.


    The Role:
    The primary responsibility of this role is to underwrite and decision consumer loans in a sound, consistent and compliant manner and in accordance with the company's loan policy and procedures


    Responsibilities:


    Analysing and evaluating borrower's financial information Recommending final loan decisions by evaluating proprietary decisioning tool outcomeCollecting and interpreting documents such as borrower's income and expenditure declaration, bank statements, payslips, tax returns etcIncome & Expenditure assessment to determine affordabilityAttributes and experience: Previous consumer finance underwriting experience Regulatory compliance knowledge Ability to calculate simple to complex mathematical equations Strong communication, analytical skills, and reasoning ability Excellent organisational skills with the ability to prioritise and handle multiple tasks and responsibilities simultaneously.

    Detail-oriented.


    Flexible, proactive working styleEmployee Benefits:


    Hybrid Working SchemePerformance-based bonusEmployee Referral SchemeUp to 33 days holiday inclusive of UK Bank HolidaysLife Insurance CoverIncapacity Insurance CoverEmployee Assistance ProgrammeCommitment to your Professional Learning and DevelopmentPension schemeTimings:40 hours per week, Monday to Saturday between 8am and 8pm.

    Shifts are assigned based on a rota. Flexibility with timings is required.
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