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    Mortgage Underwriter - Watford, United Kingdom - D&R Recruitment

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    Full time Administrative
    Description

    Mortgage Underwriter (Buy to let)

    Location: Watford

    Salary: Up to £45,000 + Private Health Care + Generous Holiday Entitlement + Many more

    Role Responsibilities: The overall responsibility is to underwrite BTL loan applications in accordance with the firms' lending criteria, policies, and procedures.

    • Underwriting and assessing loan documentation, including valuation reports, and requesting additional information from brokers where required, highlighting any concerns.
    • Carrying out checks on the applicants and properties and assessing their suitability for the loan applied for
    • Proactively manage a pipeline of mortgage applications which will include chasing outstanding information from third parties and providing timely updates to introducers which will help ensure service excellence is maintained.
    • Recommending and referring cases to credit committee where credit committee approval required.
    • Liasing with introducers, valuers, and solicitors.
    • Over seeing cases from inception through to completion.

    Skills:

    • Pass internal competency tests post induction.
    • Attention to detail.
    • Ability to work as part of a team.
    • Good written and verbal communication skills
    • Strong understanding of FCA requirements and regulations
    • Experience underwriting mortgage applications.


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