Credit Decision Engine Manager - Cobalt Business Park, United Kingdom - Newcastle Building Society

Newcastle Building Society
Newcastle Building Society
Verified Company
Cobalt Business Park, United Kingdom

1 month ago

Tom O´Connor

Posted by:

Tom O´Connor

beBee Recruiter
Description

About the Role


We have an exciting opportunity for you to join the Newcastle at a period of significant growth and transformation within the Society.


The risk teams are responsible for credit risk management across the entire customer journey, managing and maintaining the Society's lending/credit strategies as well as providing technical support to other areas of the organisation that are reliant on thedecisioning platform.

Our decision engine is vital in ensuring that the Society can make informed and consistent lending decisions within risk appetite, whilst providing a smooth and efficient customer experience.

As a Decision Engine Manager, you will be responsible for:

  • Ownership of the Society's automated credit decision engine, assisting with the delivery of our BAU change programme;
  • Implementation and automation of new lending streams;
  • Seeking out continuous improvements to the operation of the decisioning platform;
  • Design champion/challenger tests to progressively refine our decision strategies;
  • Producing regular MI related to the performance of the decision engine;
The post-holder will be working within a well-established risk team, interacting very closely with risk managers and IT teams.

There will be plenty of opportunities to lead the response to new business initiatives as well as helping shape the future of ourdecisioning platform.


About You
We're looking for an effective communicator, with a professional approach and ability to influence stakeholders


You will also:

  • Be highly numerate, preferably backed by a strong quantitative degree;
  • Be familiar with the structure and purpose of underwriting criteria and credit risk strategies and have an understanding of credit risk principles;
  • Have strong analytical skills, preferably with some programming experience using SQL, R or similar;

It is a bonus if you have knowledge of Experian's Strategy Design Studio (SDS) or any other commercial decisioning software (e.g.

TransUnion, Equifax, LendingMetrics).


About Us


The Risk function is the Society's second line of defence, encompassing our compliance and risk functions that provide independent oversight of the risk management activities of the first line of defence.

The Society is a modern employer that appreciatesthe demands of modern life and the benefits associated with the role are geared for such.


You can expect to be part of a flexible, professional, highly skilled team that is focused on giving internal and external clients a first class service.

For full details along with a comprehensive breakdown of what we're looking for, please download therole profile.


In addition to joining a great team within a truly local organisation, our colleagues also benefit from:

  • 30 days holiday allowance + bank holidays
  • Holiday purchase scheme (Up to 5 days')
  • Aviva private medical insurance with Digital GP
  • Corporate bonus scheme
  • Subsidised event tickets
  • Generous pension scheme
  • 35 hour weekly contract
  • Performancerelated pay
  • Volunteering days
  • Flexible working hours
More jobs from Newcastle Building Society
See all jobs of Newcastle Building Society