- Completing and reviewing loan applications, examining supporting documentation and verifying accuracy.
- Analysing applicant's credit history and financial information to assess eligibility.
- Analysing loan risk, requesting additional information as necessary.
- Identify signs of suspicious or fraudulent activity.
- Assessing every customer on their individual circumstances and the evidence presented, to ensure good Consumer Outcomes.
- Make loan eligibility judgements, approving or rejecting applications.
- Documenting and effectively communicating the reasons for the approval or rejection of loans.
- Answering customer enquiries regarding loan applications.
- Ensure compliance with regulatory standards, company policies, procedures and guidelines.
- Achievement of minimum KPI Requirements and Targets
- Previous experience and demonstrated ability of working within fast paced KPI / target driven environment.
- The ability to effectively question and challenge evidence presented
- Highly organized with the ability to handle a large volume of customer cases at any one given time.
- Strong communication skills, both verbal and written
- Detail-oriented with strong data accuracy
- Problem solving skills.
- Good Numeracy and Microsoft office skills
- Excellent career progression opportunities, including pathway to our Mortgage Advice team.
- Funding and support available to gain CeMAP Mortgage Advice qualification.
- Excellent social events
- Up to 25 days' annual leave + bank holidays
- Your birthday off, every year
- A healthcare cash plan
- A contributory pensions scheme, matched up to 5%
-
Mortgage Underwriter
3 weeks ago
Evolution Money Manchester, United Kingdom**Mortgage Underwriter** · Basic Salary - £30,600 plus competitive bonus scheme. · Manchester City Centre, M1 · **Company Description** · Evolution Money is a specialist lender with a social purpose. We're creating financial inclusion by providing bespoke lending solutions to UK ...
-
Mortgage Underwriter
3 weeks ago
Evolution Money Manchester, United Kingdom**Mortgage Underwriter** · Basic Salary - £25,882 increasing to £30,600 on completion of probation, plus competitive bonus scheme. · Hybrid working available, following initial training and competence sign off. · Manchester City Centre, M1 · **Company Description** · Evolution Mo ...
-
Mortgage Underwriter
1 week ago
Time Recruitment Solutions Ltd Manchester, United KingdomMortgage Underwriter · Manchester City Centre · £30,600 per annum · £40,000 OTE · Time Recruitment are proud to represent a longstanding 2nd charge lender based in the City Centre who are looking for target-driven and money-motivated case managers / underwriters to progress mortg ...
-
Mortgage Underwriter
3 days ago
Time Recruitment Solutions Ltd Manchester, United KingdomMortgage UnderwriterManchester City Centre£30,600 per annum · £40,000 OTE · Time Recruitment are proud to represent a longstanding 2nd charge lender based in the City Centre who are looking for target-driven and money-motivated case managers / underwriters to progress mortgage a ...
-
Mortgage Underwriter
1 week ago
Time Recruitment Solutions Ltd Manchester, United Kingdom Full timeMortgage UnderwriterManchester City Centre£30,600 per annum£40,000 OTETime Recruitment are proud to represent a longstanding 2nd charge lender based in the City Centre who are looking for target-driven and money-motivated case managers / underwriters to progress mortgage applicat ...
-
Hybrid Mortgage Underwriter
1 week ago
Time Recruitment Solutions Ltd Manchester, United Kingdom £30,600Mortgage Underwriter · Manchester City Centre · £Time Recruitment are proud to represent a longstanding 2nd charge lender based in the City Centre who are looking for target-driven and money-motivated case managers / underwriters to progress mortgage applications from receiving d ...
-
Commercial Mortgage Underwriter
3 weeks ago
Evolution Money Limited Manchester, United KingdomSalary - £30,600 per year, plus competitive bonus scheme. · Hybrid working available, following initial training and competence sign off. · Manchester City Centre, M1 · We're creating financial inclusion by providing bespoke lending solutions to UK homeowners. Shortlisted for ...
-
Business Development Manager
2 weeks ago
D&R Recruitment Manchester, United Kingdom Full timeThis is a remote position · Business Development Manager · £40,000 - £60,000 · North East / Yorkshire / Scotland · Due to year-on-year growth my client is actively seeking an experienced resilient and target driven Business Development Manager to join their growing business. As ...
-
Roving Underwriter
1 week ago
Pepper Money Manchester, United KingdomAre you our new Roving Underwriter? · - Working in our fast paced, successful 2nd Charge Underwriting team in our Manchester office 3 days a week with 2 days WFH, there has never been a better time to join Pepper Money, a specialist mortgage lender backed by a global financial in ...
-
Bridging Finance Underwriter
2 weeks ago
D&R Recruitment Manchester, United Kingdom Full timeBridging Finance Underwriter · £40-45k + Bonuses + Hybrid Working Pattern (3 days wfh, 2 days in office) · Location: Manchester · Key Responsibilities: · Review and analyze loan applications, assessing borrower creditworthiness, property value, and risk factors · Conduct compreh ...
-
Loan Specialist
1 week ago
Financial Claims Management LTD Manchester, United KingdomDue to growth we are seeking to attract a Lending Specialist to join us. · The focus of the role is to provide a forensic review across our product range which includes second charge lending, residential first mortgage lending, commercial lending, bridging finance and SIPPs. Day ...
-
Mortgage Case Manager
2 weeks ago
D&R Recruitment Manchester, United Kingdom Full timeMortgage Case Manager · Up to £35,000 · Altrincham · We are looking for a Case Manager to work alongside the Sales Support team and Underwriter team within the business. · Experience within an office environment and a financial services or mortgage company is essential, The rol ...
-
Senior Motor Trade Underwriter
2 weeks ago
Covéa Insurance Manchester, United KingdomCovea Insurance are on the lookout for a Senior Motor Trade Underwriter to join the Commercial Lines Team. The role will contribute to the profitable development of the Midlands, North and Scotland, North and Scotland Region and wider Mid Market Business, by case underwriting new ...
-
Mortgage Support Assistant
2 weeks ago
Aldermore Bank PLC Greater Manchester, United Kingdom**Feel like being part of** · Due to recent internal promotions we have two Mortgage Support Assistant roles available in the Retail Mortgages Distribution Team. We are a key team in promoting Aldermore's mortgages to both the intermediary and direct to consumer markets. By under ...
-
Loan Specialist
3 weeks ago
Legal Hub Group Manchester, United KingdomAre you a recent graduate looking to gain experience within a legal setting? Or a graduate looing to build on your employed experience? Due to growth we are seeking to attract a Graduate Lending Specialist to join us. · The focus of the role is to provide a forensic review across ...
-
Business Development Manager
2 weeks ago
KFS Recruitment Manchester, United Kingdom**Business Development Manager** · **Bridging Finance and Buy to Let Mortgages** · **North UK** · We are pleased to be working with a well established lender, on their search for a BDM covering the north of the UK. · The overall responsibility of the role is focused on identifyin ...
-
Underwriter - Commercial Combined
2 weeks ago
Covéa Insurance Manchester, United KingdomThis is a hybrid role - A mix of working from our Manchester office, along with the flexibility of working from home too._ · **What will I be doing?** · - Profitably underwrite Commercial Combined on a case-by-case basis, within Covéa's appetite and underwriting criteria. · - Und ...
-
Bridging Finance Underwriter
3 weeks ago
D&R Recruitment Manchester, United Kingdom Full timeBridging Finance Underwriter · £35-45k + Bonuses + Hybrid · Location: Manchester · Key Responsibilities: · Review and analyze loan applications, assessing borrower creditworthiness, property value, and risk factors · Conduct comprehensive due diligence on loan transactions, inclu ...
-
Mortgage Case Manager
3 days ago
Brooke Harrison Recruitment Manchester, United Kingdom £30,600Manchester City Centre, M1 · Salary: £30,600 per annum + competitive bonus scheme · Hybrid available after probation (6 months). Up to 2 days per week remote. · Join a dynamic organization committed to financial inclusion Recognized for excellence and social impact, we're a two-t ...
-
Mortgage Case Manager
3 days ago
Brooke Harrison Recruitment Manchester, United KingdomJob Title: Case Manager · Location: Manchester City Centre, M1 · Salary: £30,600 per annum + competitive bonus scheme · Hybrid available after probation (6 months). Up to 2 days per week remote. · Company Description: · Join a dynamic organization committed to financial inclusion ...
Mortgage Underwriter - Manchester, United Kingdom - Evolution Money
Description
Mortgage Underwriter
Location 9 Portland Street
Department Underwriting
Job Type Full time
Contract Type Permanent
Basic Salary - £30,600 plus competitive bonus scheme.
Manchester City Centre, M1
Company Description
Evolution Money is a Certified B Corp with a social purpose. At Evolution Money, our mission is to redefine financial inclusion by providing bespoke lending solutions to UK homeowners. We are committed to empowering individuals and fostering long-term financial well-being. Through innovative and purpose-driven approaches, we aim to challenge traditional norms and create a pathway for those who might be overlooked by conventional financial institutions.
Core Responsibilities
As a Mortgage Underwriter you'll be responsible for manually underwriting loan applications, from completion of application to authorisation. Responsibilities include:
Skills required.
What you get in return
Company Culture:
Join us on our journey to redefine financial inclusivity. As we continue to evolve, so do the possibilities for those we serve. Our goal is not just to provide loans but to architect a future where financial empowerment is a reality for everyone. At Evolution Money, we value creativity, innovation, and a collaborative spirit. Our team is dedicated to delivering exceptional results and creating a positive impact in the financial services industry. We believe in fostering a work environment that encourages growth, learning, and teamwork.
We are committed to encouraging equality, diversity and inclusion and aim to create a working environment where every employee is respected.
We will provide fairness, and respect to all our prospective employees, and all hiring decisions are based on merit.
We aim to ensure that no job applicant is placed at a disadvantage by practices or requirements which disproportionately disadvantage protected groups, and which are not justified by the demands of the role.
Everyone is welcome at Evolution Money We are proud in creating an inclusive and diverse culture in our Evo Team community. We want to ensure that you feel comfortable and can give your best throughout the recruitment process. We encourage applications from all backgrounds and communities, and we are more than happy to discuss any reasonable adjustments that you may require. Please get in touch with us at any stage of recruitment to discuss it:
If you need any support with completing this application, please contact and we will be happy to assist.
As a part of the Disability Confident Scheme, we offer interview to anyone with disability who meets the minimum criteria for the role.